Hav a look at the below programs

1 Visit program: First Monetary Fund

Plans: 1.1% – 2.2% for 15 – 90 business days;

Minimum investment: $1

Maximum investment: no maximum

Referral commission: 2.5% plus additional bonuses

Accepted Ecurrencies: Liberty Reserve and Perfect Money

Website and DD: The site isn’t much to my likes, clearly this is not a professional design. The good thing is that it seems to be custom developed system. There isn’t much text but it’s original and not copied from somewhere. The site is accessible through SSL and is DDOS protected.

Contact details: office address in Cyprus, phone, fax, emails, contact form.

This program offers quick turnaround with small investment. Even the highest ROI plan is affordable. Although the site isn’t much impressive, I think the chances to get out in profit are decent.

2. Visit program: BullInvestmentsCorporation

Plans: 1% – 2.2% daily, 16% – 19% monthly

Minimum investment: $1

Maximum investment: $10,000

Referral commission: 2% – 6%

Accepted Ecurrencies: Liberty Reserve and Perfect Money

Website and DD: Quite lame site. Looks like a custom work definitely but it’s not well done. Part of the texts are taken directly from Wikipedia. The other texts are definitely not written by native English speaker although they claim to be UK based company. The script running the site seems to be custom as well, but it might be lame work too. Some links go to www, others to non-www version… very lame.

Contact details: live support and ticketing system

The ROI is too low. I don’t expect this one to be around for long time so it’s not worth the risk. Just my 2 cents.

3. Visit program: Vaneax

Plans: 1.05% – 2.55% daily for 180 – 300 days

Minimum investment: $1

Maximum investment: $25,000

Referral commission: 2% – 5%

Accepted Ecurrencies: Liberty Reserve and Perfect Money

Website and DD: Nice professionally looking site, seems to be based on a custom script. The texts, although not much, are original too. The program is advertising in many monitors and forums.

Contact details: contact form and emails

The ROI in the Standard plan is good, seems to be worth the risk. The other plans are less attractive or have too high entry level.

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As always, we will first focus on the investment plans that are being offered at Flex Life LTD. The first plan, called the Flexi Plan, is a daily paid plan, promising a daily return of 8% of your investment for a duration of 15 calendar days . Therefore, an investment in the Flexi Plan, offers a total return of 120%, with the break even point being on the 13th day [That is, by the 13 th day, the deposited principal is recovered]. This plan is accepting deposits above $5, is probably the one, where most of us will focus.The maximum investment accepted for this plan, as well as other plans is $5,000.

For better illustration, if you take an example of $100 deposit in the Flexi plan, $8 daily return  is promised for 15 days ,with the cumulative return being $120.

The second plan at Flex Life LTD called the Life Plan, runs for a duration of 12 calendar days, with the daily return being 10%. Thus in the Life Plan,the total return is also 120% which is achieved by keeping your investment for a  shorter duration, than the first plan, that is within 12 days.Needless to say, the break-even point in this plan is 10 days,thereafter you enter the profit zone. The minimum and maximum investment accepted for this plan is $100 and $5000 respectively.

A $100 deposit in this second plan at Flex Life LTD offers a daily return of $10 for 12 days, with  the total return being $120.

The After Plan, the third and the only ‘Paid at expiry’ plan promises a return of 145% after 15 calendar days.The minimum deposit accepted at this ‘Paid at expiry’ plan is $5, thus again made approachable to the majority HYIP investors, for trying their luck.

For calculation purposes, a deposit of $100 in the after plan, promises a return of 145% after 15 days.

The accepted e-currencies:

Flex Life LTD accepts the three most popular payment processors ,namelyLibertyReserve,PerfectMoney and AlertPay.

Withdrawal requests:

As par the FAQ page of Flex Life LTD, the withdrawal requests are to be processed instantly, after you request by logging into your account at Flex Life LTD. Till now,all of our withdrawal requests have indeed been processed instantly.

Support:

Support to the investors,is offered by the usual online contact forms. Besides,the mail of the concerned Admin. has also been mentioned in their site.

Site Design, Hosting and security features:

The site design of Flex Life LTD is professional. Flex Life LTD runs on a licensed Goldcoder’s script, being hosted on a dedicated Ddos protected server by PHOENIXNIC.COM, one of the contenders for the best Ddos service provider at ECommerceJournal this year. SSL Encryption has not yet been installed.Hopefully SSL Encryption, an imprtant security measure,will be installed in the coming days.

HYIP Analysis :

Flex Life LTD is one of such High ROI HYIP games,that will be very profitable to the early birds.Needless to say,as is the case with high ROI HYIP games,there will always be investors at the losing side.But definitely,if one needs to try his/her luck at Flex Life LTD or for that matter any similar programs,certainly the best time is the early days of it’s lifetime.

Probably the approachable minimum deposit in all the three plans, and inclusion of a reasonably broad range of payment processors, will be beneficial in maintaining the cash flow,in turn prolong the lifetime of Flex Life LTD .

The negative is – the absence of SSL Encryption.

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Hey, after a short pause, we are back on track!

Did you hear About FxEconomy? It’s the newest investment opportunity in town! They’ve got what everybody is looking for these days – stability and prosperity. I got attracted by the calm design, which makes you forget about all the problems that you are, at least for some minutes, and start dreaming of better days, of days when you’ve acquired your financial independence and you no longer have to think about making money.

We all want that, don’t we? But, try not to confound happiness with money. The financial condition can only ease your work load and make your life nicer to live. However, the things you love will never be influenced by the amount the money you make. That’s a good advice I think you should follow. Don’t put in the search for money all your energy or you will drain your power out and transform into a robot. It is vital that you know when to stop and to have a definite work schedule in order to know when the hunt for money starts and when it ends.

Now, let’s get back to our program – Fx Economy. First of all, these guys were pretty clever and they have chosen a name that goes straight to the heart of the investor. Talking about economy – we all want to save some dough for ourselves, but what happens when you have the chance both of saving and investing? This program can do it.

The light design reminds me of a forex broker or a big investment company, like Fidelity. It is not about the color that I’m talking about, but about the sensation that it gives you. Of course, as anyone else, the first section that I headed for was the Investment section, which on this site is called Investor Relations. The basic information I took from there is :

STARTER PLAN

Minimum deposit amount in the program is $ 20, maximum amount is $ 1000. Fixed interest rate – 1.3 % daily. Trading days are Monday – Friday. The investment period is 150 trading days. Compounding is available. The principal will be returned to the investor account balance after 150 trading days.

LIGHT PLAN

Minimum deposit amount in the program is $ 1001, maximum amount is $ 5000. Fixed interest rate – 1.5 % daily. Trading days are Monday – Friday. The investment period is 150 trading days. Compounding is available.  The principal will be returned to the investor account balance after 150 trading days.

BUSINESS PLAN

Minimum deposit amount in the program is $ 5001, maximum amount is $ 20,000. Fixed interest rate – 1.8 % daily. Trading days are Monday – Friday. The investment period is 150 trading days. Compounding is available.  The principal will be returned to the investor account balance after 150 trading days.

PROFESSIONAL PLAN

Minimum deposit amount in the program is $ 20,000, maximum amount is $ 500,000. Fixed interest rate – 2.1 % daily. Trading days are Monday – Friday. The investment period is 150 trading days. Compounding is available.  The principal will be returned to the investor account balance after 150 trading days.

You can see that the investment amounts range from 20$ to 500 000$, which is really good. They don’t have the usual “there is no maximum deposit” expression. This shows that they are humans, not robots, and that their capacity of managing funds is somehow limited to a certain number. But, hey, who wouldn’t want to have that money, right?

The affiliate commission is very normal – 5%, and this is something that I like. You already know that I can’t stand programs which offer huge bonuses for getting into the program new customers. It gives me the sensation that their main purpose is from the beginning the hunt for new and new members. When I see a program that has a fair referral policy, I realize from the start that this company is worth of my attention.

You can see that this company is accepting all the major e-currencies : LR, PM, AP and even Bank Wire. It seems that AlertPay is more and more into this business, which for me, seems like a bad business strategy. But, I’m not Firoz Patel; maybe he’s got some information that I don’t poses.

On this page – http://www.fxeconomy.com/testimonial.php you can see some pictures with real people, which is something new that I didn’t see before. This surely gives a good impression for the company. Just look what the investors are saying :

I can say without a doubt, fxeconomy is an efficient cyberbank. I can make my living anywhere I choose as long as I have a good internet connection.I don’t believe I could have received better service anywhere else. Thank you again for all of your services.” -Armando Durham

The best money I have ever deposit, I’ve heard about these type of companies but never thought I could start my own business, your program is easy to learn and reliable to get started, I want to thank you for your help and support, just to let you know, i made a decent profit from your investment plans.” -Lourdes Reid

Excellent results in a very short amount of time, and very professional staff. After trying a lots of investment websites I can categorically say that this is the best there is on the market.” -Dave Osborn

To be honest with you, that’s enough for me to give this program a try. What about you?

Enjoy the week ahead of you!

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Hello, RolClub members, readers and visitors! We are already well into 2011, with new hopes of better living and new hopes of better investment ideas. I hope you’re all well and ready to explore new awesome income opportunities as I sure am!

Today we are going to put on reviewing the Pivotal Investment Direct , a program that got my attention lately and I planned to restart the blogging line with it. I must say that I was pleased by the simple, yet effective design my eyes saw. Everything seems to be well put in place, with a strict order. As you’ve already noticed, I’m a big lover of simple things, because this type of things goes will with all kinds of clients, whether they need a design to rock their worlds or a lower one, so that you couldn’t be so “amazed” that you’d get the feeling you’re too attracted. Being simple is the perfect compromise!

Back to our sheeps. Pivotal Investment Direct is an online program wich has been in the industry for the past 8 years. They have a full set of services in the are of financial investments and these products really meet client’s desires! Just have a look at the investment plans :

Minimum Deposit	$5		$250.00		$1000.00		$2500.00
Maximum Deposit	$249.99		$999.99		$2499.99		Unlimited
10% Deposit bonus 5% Referral bonus

Key Benefits

High returns of up to 2.2% daily
Flexible compounding options
Daily dividend payouts
100% principal return
Up to 150 day programs
Make a deposit & get 10% deposit bonus. Promotion valid on all investment plans
Referral bonus 5%

One of the things I like at this program is the normal, human referral bonus. 5% is a percentage that doesn’t make it look like a cheap hyip who looks for nothing else then getting a big database after they successfully attracted into their cobweb with huge affiliate promesses. I love the normal atttitude better than the one that tries to get you their member as soon as possible. Keeping it affordable is a solution for building a reasonable business model. Also, you get a 10% deposit bonus, awesome, isn’t so? Why giving more in the affiliate business when you can do give out directly to the customer. Maybe I don’t love affiliate marketing and I am not too good at bringing in new clients. People should be rewarded for their actual investment and I say bravo for that!

So, why would you like to invest with PID? Their official offer is this one :

“With so many opportunities out there, investors often find themselves overwhelmed and confused as to where they should put their money. In order to help make your decision simple, here are the top reasons to invest with Pivotal Investment Direct.

		We’re in it for the long haul. Our plans have been strategically formulated to ensure consistent growth over long periods of time. We’re not offering you a get-rich-quick scheme that will disappear within a year. A good investment portfolio takes time and effort to build, and we’re willing to put in as much time as needed
		Great Customer Support. Our email support is unparalleled within the industry. We guarantee that all customer inquiries will receive a response within six hours. The investment market is stressful enough as is, the last thing you need is the additional stress of dealing with incompetent customer support.
		Stable & Secure Platform. Unlike many other firms that offer basic SSL and DDOS protection, our web team has partnered up with some of the biggest names in the web security industry (such as Norton and GoDaddy). We provide the highest levels of data and platform security so that you can invest with peace of mind.

Our mission is to provide you with safe, reasonable, long-term investment opportunities that will provide you with a steady stream of income. Join today and take advantage of everything we have to offer”

Who else than themselves could have said it better? Talking about security, you can see that their website is filled up with security enhancers such as :

And I must admit – I never saw so many on a single website. It adds much more credibility to the business and makes it look safer for eventual investments. I mean, what are possible investors looking for, first of all? Is it the investment plans or rather the assurance that there will be no DDoS attacks to take the business or to delay some payments? You tell me.

For the payment systems, they seem to use also the latest hit in the HYIP industry – Alert Pay. As I’ve said in other posts, I was surprised to see that Alert Pay accepted to enter this shady business, but who knows, maybe they will bring some changes to the HYIP business. And, of course, they use Liberty Reserve. I’d suggest them to add also Perfect Money, at least, and after that, why not, even bank wires.

You can also see on the website that they are well acquainted with social media techniques, as they are using Twitter and Facebook. This can mean only a single thing – that they have a pretty experienced marketing team in the back working hard to maintain the company’s level at a proficient one.

So, what are you waiting for ? Go get them!

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I have waited this moment even before the Christmas and New Year. This program that I am going to review was one that really, really amazed me and got me thinking. Maybe it is in human nature to be naive and confident, as from time to time, in the hyip industry appears a program which claims to be “different” and each time we fail to see our hopes satisfied. But we take it again and hope that the next one will be the “chosen one”. For me, Uinvest seems different, let’s see what they got.

The thing that jumped into my eyes was the design. I don’t want to call it different but unique and very easy to digest. If you know a little geography, you will realize that the general design and the favicon of the website are containing the national colors of Ukraine : blue and yellow. Ukraine is the largest contiguous country in Europe, having an emerging economy and fighting for entering the European Union. For foreign investors, it is a good place to put their assets in. You can see some little more information here https://uinvest.com.ua/invest-in-ukraine

Uinvest is so different from anything that I have encountered that I have to review it by pointing out all its unique features step by step. Another interesting “clue” is the fact that this company is not working with raw money, but with shares, as I remember http://alpha-fx-services.com does. But, here, you don’t have investments in volatile markets, such as forex, oil/commodities or arbitrage. They are offering us the chance to buy shares in real companies. This video here says it all https://uinvest.com.ua/how-invest-money

The “investment plans” as we often see in the hyip world are quite interesting, we have the possibility to buy shares from Ski Resort Hotel, Fish Cannery, Hotel in Mountains, Winery. The lowest share price is the Winery one and it costs, as you can see, 45$, giving a monthly profit of 5$, which is 9%, but, unfortunately, there are no more shares left…The next affordable share would be the Ski Resort Hotel, at 180$ and with a profit of 32$, which is a little under 6% each month, obviously lower than the winery shares. Next, we have the Fish Cannery, at 450$ and monthly earnings of 15$, which is not quite good comparing to others, averaging 3.3%. The most expensive is the Hotel in Mountains share at 750$ giving a yield of 16%, which means 120$. Seems very attracting, but you need some money for it.

They show on their website two links that seem to have some big credit in back http://www.dailyfinance.com/rtn/press/uinvest-announces-globalization-offers-new-online-investment-options-for-the-andquot-averageandquot-person/rfid360864513/?channel=pscope and the Yahoo News, which needs to be updated. If you scroll down the home page you will see this incredible information

“Proof of your ownership

As an investor you will receive documents confirming your ownership by regular mail. You will receive shares certificate where your name and number of shares are specified. The certificate is protected by a hologram sticker and sealed by our director. In your mail package there will also be your business review – description of your business, photos and its address.”

This means that you will receive real documents that confirm that you are a stock holder! Isn’t this just wonderful?

Last, but not least, I invite you to read these success stories and decide for yourself – https://uinvest.com.ua/investor-success-stories

Have a wonderful week ahead of you!

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Hello hello, let it snow, let it snow, let it snow!

We are all used to consider a hyip program a good one or a prosperous one, both for the admins and for us only if we see it all over the place, on all the forums and at the doors of each hyip monitor. But I think this is generally a wrong idea, because if you see that hyip everywhere it simply means that they are promoting big so that they could earn big in the end when they will turn out scam!

Did you ever think that amongst these hyips program might be an honest one but who doesn’t have enough money to advertise everywhere? Well, I did while stumbling upon http://www.alpha-fx-services.com/index.php, a website with plans that I have never seen so far and design for the 2005 ages.

You can see that their investment plans are far more different than the investment plans of any other programs. I would qualify these investment plans as more real, to say so.When clicking on invest now, you can see a totally different method of buying the shares http://alpha-fx-services.com/invest_now.php#2 with some php script that seems to look like a shopping cart, which means that the funds will not go directly into their LR/GDP accounts but will, at first, be separated and counted in by the administrator. There’s just one single thing I don’t get – why the heck isn’t this program popular?!

I must agree although that the lack of payment processors is a very big problem. They don’t even have PerfectMoney which is the second most used payment processor after LR in the high yield business. Maybe they will add AlertPay later, which seems to be the latest shift in the industry. Also, on the latest charts that are here http://alpha-fx-services.com/reports.php you can see some reports that look pretty good, I must admit. It would be great if they could submit even more.

Another positive fact which pleasantly surprised me was their managed account offer which is available here as .pdf format – http://alpha-fx-services.com/media/pdf/AFX_Managed_Acc_Terms.pdf. I recommend you to download and read it carefully.

Pretty interesting facts that you don’t see on every hyip program. You should put this program on your watch list as it can prove to be a pretty good opportunity

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We are reviewing today Metalic Fund, a program that talks metals! http://metalicfund.com/ – you can see that their general design is based on metalic colors which give the impression of a program with steel quality and gold value!

This program seems to be pretty simple for investors, having just two plans :

• the premium one that has 10% daily for 12 days and you can invest a minimum of 50$ and maximum of 10 000$
• the classic one gives you 5% daily for 45 days and you can invest a minimum of 10$ and a maximum of 10 000$

The difference between the plans seems a little bit too much, but I guess is done just to attract people into the higher plan so that they will benefit better, as the percentage is double than the classic one. Also, on their website it is mentioned that the principal is returned, so basically if you invest today after 10 days you have your principal + your interests which make another “principal”, meaning that you have doubled your money. Not bad, isn’t it?

You have also live access to the metals quotes, who are put in front of the viewer, right on the front page, so that they could understand right from the first visit what they are doing to generate profits.

We can find on their website the following description :

“MetalicFund is a top-tier metalic trading company with a truly global footprint. The unique investment products we manage means that our clients can choose the appropriate solution for their individual needs. MetalicFund core values are centered around innovation, performance and client focus..

Our professionals pioneered and refined a distinct strategy of investing primarily in Metal trades, Our “yield, growth and quality” objectives determine every investment decision we make. We further diversify our investments among issuers, geographies, market condition and commodities to achieve a stable distribution yield that performs competitively when compared to other business models with similar risk characteristics.”

Short and to the point, without too much talk about details, because these days people are action people! You are always invited to search for your questions here http://metalicfund.com/?a=faq, where they have a pretty easy FAQ to digest. If you don’t find the right answer, then you can use their live chat or fill in an email to them. When I contacted them, the response was very quick, less than 24 hours which is a very good persuading point over the clients.

You can see that they also accept AlertPay, which is rapidly becoming accepted by more and more programs, which shows a note of professionalism and a shift in the industry. You can see also SolidTrustPay and GlobalDigitalPay, two payment processors that I didn’t see in a while, but it seems they are not dead and have a good clients database. Metalic Fund has done a great job by providing such a big range of payment processors, thus allowing investors to invest with the money they have, without losing anymore in exchangers fee.

Hoping that my review found you peaceful and prosperous, I say bye until the next post by Nick Cooper!

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Good morning folks! We meet again with a fresh review. Winter is knocking at our doors telling that Christmas is almost near! Get ready for some pumping snow and some shovel-ing action!

Today we are going to lay our review on a very good lucking program, which is https://fxcambier.com/. I must admit that this program has one of the best features in the industry at the moment and it is looking very, very good! The first thing that pops into your eyes is the gorgeous looking aspect of this company. You can tell from a mile’s distance that they’ve done a very good job designing and optimizing their website. The top header is the paramount of the general interface, having a very strong alluring effect on the new comers or first time visitors. It’s like they want to come back!

Talking about features, FxCambier has stepped forward in the industry and introduced something totally new and cool –

“Learn Forex with us!”

Would you like to know how to trade Forex? We will send you weekly training newsletter. After some time you can be a trader yourself!Earn Money & Learn how to earn money with FxCambier.com !

Wow! Isn’t this awesome? Weekly training newsletter. Their own education tool. Now, this is what I’m calling – something unique, something that the investors didn’t see before. Because, let’s face it, we would like to know how to trade on our own and to be financially free. And there are so many people out there who claim to have the ultimate forex training and your decision is a difficult one to take. Now, FxCambier gives you the chance to invest and to learn with them! Isn’t this awesome? For some people who don’t have the money for the investment it is good enough to have at least those newsletters going in each week and sharing great trading tips with you. That is one of the beauties of the Internet – the freebies!

Also, I love the fact that they are being sincere with the customer and telling them some key facts about forex investments and these are :

• Forex is risky!
• Do NOT invest the money you cannot afford to lose!

They are letting everybody know of the potential losses that could arise, so each investment is fully depending on the investor’s will. Each action you take is your own responsibility, but we can see that FxCambier is showing a professional attitude towards investment so you could take this action with less responsibility.

I have found the FAQ page to be very informative and it actually answered a lot of my questions – https://fxcambier.com/?a=faq. I heard that the administration of FxCambier will consider the opportunity of giving the investor’s the chance to withdraw funds before time. I think this would be great! It could get lots of investors if they will think about implementing this option.

About the investment plans – those seem to be well calculated and well figured out. It is very good that the minimum deposit is low, thus giving everybody a chance for the investment. They have also plans for the higher investors as well. Please find below their investment plans.

And with this I end my explicite review and hope that you will enjoy your week!

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Hello again, fellow readers!

For today’s dinner we have FelixFunds, and we’ll be reviewing them to the core! It got my attention after I saw some good payment proofs everywhere on the internet, so I have decided to take a look and see what’s there.

The first thing that got my attention was their big, greeny banner, professional enough made and the description underneath the title – “Feel luck, be luck with us!”. Sounds like a sport betting company, but it performs well on the come-here-and-invest instinct. I didn’t even have to ask myself what they do with the money, because the flashing section to the left with forex quotes solved my question – foreign exchange. The next step, of course, was for me to take a look at their Investment Plans :

Felix 1 Plan

• 1.2% Daily -No expiration date
• Minimum deposit : $ 1
• Maximum deposit : $ 100
• Principal returned on request
• Interest added only business days
• Withdrawals daily from Mo-Fr

Felix 2 Plan

• 1.5% Daily – No expiration date
• Minimal deposit : $ 101
• Maximum deposit : $ 2000
• Principal returned on request
• Interest added only business days
• Withdrawals daily from Mo-Fr.

Felix 3 Plan

• 1.8% Daily – No expiration date
• Minimal deposit : $ 2001
• Maximum deposit : $ 5000
• Principal returned on request
• Interest added only business days
• Withdrawals daily from Mo-Fr.

Felix 4 Plan

• 2.3% Daily – No expiration date
• Minimal deposit : $ 5001
• Maximum deposit : no maximum
• Principal returned on request
• Interest added only business days
• Withdrawals daily from Mo-Fr.

It is very good that the lowest investment amount is 1$, thus opening their gates for investors from all over the world, including those who don’t have a very big household income. It may seem at first difficult to handle with lots of deposits/withdrawals/transactions, but if you want to win the heart of your customers, you have to give them what they want. They will invest 1$ now, and then 5$, and 10$. There will be more and more deposits if the investor feels secure and comfortable with your company. FelixFunds seem to have successfuly built this link between the company and the audience.

An unique feature which I didn’t encounter so far is the interactive live chat, wich is different to what I’ve been used with. You no longer have to wait for the chat operator to accept and answer your call as the line seems to be always open on the front page. And, no matter what page you are into, the one with the chat will keep poping in, as if saying – hey, I’m here, don’t you wanna ask me something? The support has done a pretty good job and works like any other supports before – they are something like a talking website and if you wanna propose them something good they will then redirect you to the admin. Still, a pretty nice feature to consider for other programs to implement in the future.

Looking at the news section, I see that their company is online since 25 october, which shows they already have almost 2 months of activity which is a good sign in these shaky days of the hyip business. The site has its hosting at BlackLotus which is known to be a good services provider. This gives them another plus in providing the security and safeness of client’s funds. Also, all the confidential actions operated on their website are secured by http://www.instantssl.com/, a leader in its field.

Accessing who.is information, we have got the following information

IP: 208.64.121.193
IP Location: Saint Charles, United States
Website Status: active
Server Type: LiteSpeed
Alexa Trend/Rank:  1 Month: 55,224    3 Month: 114,901
Page Views per Visit:  1 Month: 5.7    3 Month: 5.5

We can see that their traffic is steadily increasing and that they keep the servers in United States. Overall, it seems a good company to consider taking into your investment portfolio. I hope you enjoyed my review!

Have a tickling day!

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