Hi,

I was not trying to be insulting to anyone. I was accused of being "ignorant", which means that I don't know something. So I said, "Fine, if I don't know, enlighten me". So I got slammed with insults.

I figured if I asked someone to pay the mortgage for me, and they did not pay, I would eventually lose my house. But I don't own a house, so your are right, I am "ignorant" of how the foreclosure process works. But my real point was, if I did own a house, and pips was not paying checks or merchants, why would I trust them to pay my mortgage?

I don't understand why you just can't explain something clearly and nicely without being rude and insulting.