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  1. #31
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    Mark V. Good question. Almost a year ago I began with what to me was a goodly amount of money. I wanted to help my six sons and their wives all who were threatened by downsizing or losing their jobs to other nations, and 2 newly made widows and other friends in need. I never withdrew but took my building ROL and without a dime from them opened accounts for them. Now I worry that it may all be lost. I hope not.

  2. #32
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    Bryan,

    Thank you for yet another post - it always lifts everyone's spirits
    You have always given the one thing that others strive to take away
    HOPE
    Thank you
    all my best,
    lori

  3. #33
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    Thanks again Bryan, we are waiting with great hopes and expectations
    that this program will go on and do the things that were planned for it
    originally, we give support and love to you both.
    1177
    1177

  4. #34
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    Yeah, go, go, go. Private. That's the word. I am for it. Bryan, got to hear this.
    Kinsam.

  5. #35
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    Quote Originally Posted by Tradewinds
    Dreamer,

    Again this thread was NOT meant to be advice to Bryan. His decisions are his alone. We have no legal or implied right to make this choice.

    I simply wanted to see if he would address the issue so we could see whether he was planning on keeping the new program open to new members (assuming this is not confidential info at this point).

    Trade
    If past experience with any loan program of this magnitude is any indication, the less that is said, the better. Else, one ends up enabling saboteurs and other such ill-intentioned (or otherwise, misguided) snoops, busy-bodies, and other so-called "concerned citizens" ...as in the ones that aspire to render the rest of us as denizens!

    Richard S King
    Last edited by paxmmxiv; 28-10-2005 at 01:04 AM.

  6. #36
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    Quote Originally Posted by YB
    ...I do hope Professional solicitors are taken on board to draft a serious and safe "non-disclosure agreement" pact for all coming back before each would-be member gets approved!!!

    Bryan, thats a move we expect as well... to curb and do away what we have now witness, being torn to shreds by the renegades that are now out of the perimeters but there lingers still, many within the camp!

    YB.
    I think it has already been done by some other program (example below):
    Richard S King

    THE H CLUB PRIVATE PROGRAM PRESENTATION AND LOAN AGREEMENT

    SUMMARY OF CONTENTS:
    1) ELIGIBILITY TO READ THIS RELEASE
    2) THE H CLUB PROGRAM AND PAYOUT DETAILS
    3) TEST LOAN
    4) PAYMENT METHODS
    5) REINVESTMENTS AND SUBSEQUENT LOANS
    6) REIMBURSEMENT OF PRINCIPAL
    7) REFERRAL BONUS
    8) ONLINE SECURITY & PRIVACY ISSUES
    9) INVESTMENT STRATEGY
    10) ADVERTISING GUIDELINES
    11) LOAN AGREEMENT


    1) ELIGIBILITY TO READ THIS RELEASE:

    You must have completed, signed and returned our NON-DISCLOSURE
    AGREEMENT prior to being allowed to read the confidential private
    information
    contained in this e-mail. Otherwise, you are required to obtain a
    NON-DISCLOSURE AGREEMENT by sending an e-mail to:
    TheHClubNDA@...

    Each NON-DISCLOSURE AGREEMENT must contain an INVITATION CODE or the
    name of your sponsor (your sponsor's e-mail address). This is further
    explained in the NON-DISCLOSURE FORM.


    2) THE H CLUB PROGRAM AND PAYOUT DETAILS:

    Monthly return: *20% plus bonus of up to **10% as determined by the
    managers of The H Club.

    Minimum: US$100
    Maximum: US$10,000

    * Basic monthly return of 20%:
    The 20% basic return will be paid automatically into the iPTS or e-gold
    account it was paid from. You can make a loan on any day of the month.
    Payment shall be made between the 7th and 14th day following the
    anniversary date of your loan. (Example: If you send your loan payment
    via
    iPTS on the 10th of the month, you will receive a payment of 20% into
    your iPTS account between the 17th and the 24th of the following month.)

    ** Bonus returns based on the calendar month profit:
    Bonus returns based on the calendar month proft will be paid between
    the 7th and 14th of the following month. The managers of The H Club will
    determine the total amount of bonus money each calendar month. It will
    be solely at their discretion. After paying all basic monthly returns
    and referral bonuses, they will calculate administrative fees and
    profit. The remaining balance will be distributed to all club members
    proportionately. It will be pro-rated for loans not in effect for the
    entire
    month. Payments will be made automaically to the iPTS or e-gold account
    from which the loan was originally funded. All loans made using iPTS
    will receive an additional one percent of the original loan amount when
    the bonus is given.


    3) TEST LOAN

    We will allow a one time per member "test" loan of US$50. The purpose
    is simply to demonstrate our ability to fulfill our claims. It does not
    qualify for the monthly bonus. The test loan will return US$60 as
    follows:

    14, 21, and 28 days after initial loan: $2.50 (5% per week).
    35 days after initial loan: $52.50 (5% for 4th week plus return of
    principle).


    4) PAYMENT METHODS:

    iPTS:
    For loan amounts of less than US$10,000 we prefer payment by iPTS. All
    loans made using iPTS will be paid one additional point on the monthly
    bonus. (Example: If the monthly bonus is 5%, e-gold accounts will
    receive 5%, and iPTS accounts will receive 6%.)

    Our iPTS account number is: wikr8mwql (Account name: The H Club).

    You will need your own iPTS account which can easily be set up at the
    iPTS web site: https://www.ipts-inc.com/signup.php?info=yes

    You will be able to fund your iPTS account from within the iPTS
    members' area by either one of the following methods:
    a) International bank wire - send from any account anywhere in the
    world;
    b) E-currency - instantly transfer funds from either one of your
    E-Bullion or e-gold accounts.

    Once you have funded your iPTS account, transfer your investment amount
    to our iPTS account number wikr8mwql (Account name: The H Club).

    IMPORTANT: When you make your money transfer into our iPTS account, be
    sure to include your E-MAIL ADDRESS so we can confirm your loan.

    BANK WIRE INSTRUCTIONS:

    Beneficiary Bank: CIBC, 54 Davis Drive, Newmarket, Ontario, Canada L3Y
    2M7
    Beneficiary: IPTSGOLD INC., 50 Hamilton Drive, Newmarket, Ontario,
    Canada, L3Y 3E8
    Beneficiary account: 0220310
    Bank Transit #: 02642
    Bank/Branch #: 010
    Bank SWIFT code (if sending funds from outside North America): CIBCCATT
    Memo/Reference: The H Club iPTS account # wikr8mwql, and your e-mail
    address registered with The H Club.

    Correspondent Bank: Bank of America, New York, USA
    Account name: CIBC
    Account number: //CCO010026420220310
    ABA/Routing #: 026009593
    SWIFT Code: BOFAUS3N

    IMPORTANT: When sending funds, please make sure to record The H Club
    iPTS Account Number wikr8mwql and your e-mail address in the Memo or
    Reference of your wire. Otherwise we may have trouble getting it credited
    to our iPTS account in a timely manner.


    e-gold:
    Our e-gold account number is: 2446426 (Account name: The H Club).

    If you don't use iPTS, then you will need your own e-gold account which
    can easily be set up at the e-gold web site:
    http://www.e-gold.com/e-gold.asp?cid=2446426

    You will be able to fund your e-gold account by using an independent
    e-currency exchanger. For a list, go to:
    http://www.e-gold.com/unsecure/links.htm#marketmaker

    Once you have funded your e-gold account, transfer your loan amount to
    our e-gold account number 2446426 (Account name: The H Club).

    IMPORTANT: When you make your money transfer into our e-gold account,
    please make sure to put The H Club Account Number 2446426 and your
    e-mail address in the Memo of your transfer. Otherwise we may have
    trouble
    getting it credited to our e-gold account in a timely manner.


    5) REINVESTMENTS AND SUBSEQUENT LOANS:

    We do not compound your returns, but you may always reinvest them
    yourself by re-depositing them into our account. Reinvestments or new
    loans
    do NOT need to meet our minimum loan amount requirement. All
    reinvestments are considered new deposits. Example: If you invest
    US$400, you'll
    receive US$80 per month, which you may reinvest immediately without
    having to wait for the minimum loan amount of US$100. You now have two
    separate loans each earning 20% plus bonus monthly.


    6) REIMBURSEMENT OF PRINCIPAL:

    The period of each loan is for the term of not less than one (1) year.
    After the maturity date on your loan agreement, your principal will be
    returned to you in full. There are no automatic renewals. Earlier
    reimbursements may be negotiated on an individual basis after a minimum
    investment period of three months and subject to availability of cash
    flow.


    7) REFERRAL BONUS:

    Referral bonuses consist of 5% of the directly referred loan amounts
    and are paid into your iPTS or e-gold account between the 7th and 14th of
    the following month.

    You will get an automatic 5% referral bonus for each subsequent
    reinvestment or new loan made by members you initially sponsored.

    Referral bonuses are tracked by means of the LOAN AGREEMENT which every
    lender must complete and which must contain a valid INVITATION CODE or
    your sponsor's e-mail address. Without a sponsor or an invitation code
    you can't participate in our loan programs.

    8) ONLINE SECURITY & PRIVACY ISSUES:

    The H Club programs are secure:

    NO WEB SITE:
    Offering a maximum of privacy, The H Club does not operate any web
    sites, forums, message boards, public clubs or chat rooms. This insures
    that our programs are not harmed by outside scammers, hackers, government
    agencies or other snoops.

    SAFe-mail.net:
    The H Club uses SAFe-mail.net for our emails. SAFe-mail.net is designed
    to provide maximum security and privacy without any complexity.

    iPTS :
    iPTS and Direct E Bank are run by the same company and provide
    hacker-proof payment systems.

    Client funds are held in iPTS's correspondent bank accounts. These
    banks are major banks with solid reputations and are governed by their
    respective country's laws and regulations. In addition, funds held on
    deposit are held in cash at all times.

    Finally, you don't need to go through an exchange provider to fund iPTS
    or withdraw from iPTS either. You deal directly with iPTS.


    9) INVESTMENT STRATEGY:

    As with any program, there is a certain amount of risk involved. We
    diversify our investments to maintain as low of risk as possible and
    protect your loan. But we are private individuals, not a company.
    Therefore
    we cannot back your loan with tangible assets. This program came from
    our own hard work and experience. The managers of The H Club personally
    lost a lot of money before we figured out the best ways to make money.
    It is that experience and the cautiousness we developed that affords
    you the best protection. When we say SLOW AND STEADY WINS THE RACE, we
    say it from experience. We are not professional investors looking for
    millions of dollars to manage in a portfolio. We are not an investment
    firm looking for clients. We are guys who enjoy the high yield
    investments
    and are looking to build upon our experience and most importantly,
    expand our resources. Our trades and investments include Forex,
    stocks, and
    HYIP's.


    10) ADVERTISING GUIDELINES:

    The H Club is a very PRIVATE group. As such, the benefits of our
    programs are only available to H Club members. Our programs are
    developed for
    those with a good working knowledge of private investment programs. You
    should avoid explaining our programs to amateur investors who generally
    refuse all but regulated mainstream investment vehicles like saving
    accounts, bank CDs, mutual funds or blue chip stocks.

    Advertisement by means of fax blasting, email spamming, newspaper and
    magazine advertisements is strictly prohibited. You are not allowed to
    offer, identify, or discuss our programs on Internet bulletin boards or
    forums.

    Members who fail to keep their commitment of discretion and violate
    these restrictions will be excluded from all current and future Private
    Programs. Any loans made will be returned without profits. We urge you
    not to make this mistake.

    However, you may mail, fax or email documents on a personal basis or
    share information during personal one-on-one meetings. There are still
    enough possibilities left to share your good fortune about The H Club
    with your own family and friends and help them realize the enormous
    potential of our programs.

    What should you say if you are told that this opportunity is too good
    to be true? As discussed earlier, our programs are by invitation and
    request only. Any interested party should do their own due diligence
    prior
    to making a request for participation. Candidates for H Club membership
    are generally familiar with this type of private program. Why should
    you spend your time and effort promoting a low-profit mainstream
    investment scheme? Remember the difference between the rich and the
    working
    class. The wealthy class knows how money works for them during their
    sleep. On the other hand, the working class spends money on what the
    wealthy
    class wants them to spend it on. The rich manage to maintain and
    improve their wealth by providing only limited mainstream investment
    opportunities to the working class. They keep the privileged
    opportunities for
    themselves. Simply by excluding others, the rich are getting richer.

    Rest assured that this type of private program has been offered for
    many generations. Track records of high profits do exist.

    Since our programs are only available to H Club members, you should
    check with the person who referred you to The H Club. He or she may be
    able to tell you more about their own experience with our programs.


    11) LOAN AGREEMENT:

    Please complete this LOAN AGREEMENT with your full information. Then
    email to TheHClubagreement@... AFTER having processed your loan
    payment.

    =======>>>> START CUT HERE =======>>>>

    This Private Party Loan Agreement is initiated between

    (Your name) ......................

    And

    The H Club, A Private Party,

    in consideration of the sum of US$ ...................... (loaned
    amount) to be used for operational purposes for the projects in the
    interest
    of The H Club and it's members.

    It is understood and agreed between the two parties, that these funds
    will be transferred to an H Club project outside the USA, whereby the
    loan plus a minimum guaranteed profit of ten percent (10%) will be repaid
    to the lender at the end of the twelve (12) months term.

    This is a non-recourse agreement between private parties. Receipt
    and/or signing of this document by the recipient constitutes
    acceptance of
    the terms of agreement.

    The Private Party Loan Agreement submitted by each individual or entity
    is subject to acceptance by The H Club without recourse. The H Club
    reserves the right to cancel any loan within a five (5) day grace period
    from the date funds reach The H Club Bank Account. Once the Private
    Party Loan Agreement application is cancelled within the aforementioned
    time frame, the entire proposed loan would be returned to the lender not
    later than five (5) business days. An official notification of the
    cancellation from The H Club will be forthcoming.

    Upon acceptance, an official notification of approval will be sent to
    the lender. The H Club cannot cancel the Private Party Loan Agreement
    after an official notification of approval is issued. The lender cannot
    cancel the Private Party Loan Agreement before the maturity date of the
    loan.

    Lender confirms and states in writing by signing this form that the
    loaned amount will not cause a financial hardship or strain to the lender.

    Declaration as to the source of Funds: Lender confirms that all funds
    deposited are lawfully earned, legally obtained, legitimately owned and
    are of non-criminal origin.

    Communication between The H Club and each individual lender will be
    conducted exclusively by emails.

    Full Name: ......................

    Address: ......................

    City: ......................

    State: ......................

    Zip: ......................

    Country: ......................

    Telephone: ......................

    E-mail Address: ......................

    *Invitation code: ......................

    *Sponsor's E-mail Address: ......................

    Loan amount: US$ ......................

    Verification of funds sent:

    iPTS: Member iPTS account number: ......................

    iPTS Internal Transfer number: ......................

    or

    Bank Wire
    Date wire was sent: ......................
    Name of the bank sending the wire: ......................

    e-gold: Member E-gold account number: ......................

    E-gold batch number: ......................

    Signature of lender (your typed name will be accepted as your signature
    through e-mail communication): ......................

    Date: ......................

    =======>>>> END CUT HERE =======>>>>
    Last edited by paxmmxiv; 28-10-2005 at 01:06 AM.

  7. #37
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    Exclamation post script

    PS I am not involved with any of the above in any way. I merely extracted from an other (and email-based) forum.

    RSK

  8. #38
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    Question Has anyone noticed???

    Quote Originally Posted by BM
    Bryan may not publicly comment on suggestions made, but he does take note of them. For those who were here at the changeover from GW to PIPS there was a very long thread which contained suggestions and comments from members, this helped to structure the PIPS format.

    The restructuring does take into consideration the points on private operations, greed, envy and sabatuers. One of the core reasons PIPS did not go private is that there are so many little guys out there that need help and restricting the numbers preclude many of those people.

    Having said that the restructuring will offer two opportunities.

    1. For the little guy, this will have an upper limit to the amount that can be loaned, gets rid of the greed merchants for this program.

    2. A private invitation only program that will be for the higher end accredited net worth guys.

    The forums etc. will also be totally private, members only will be allowed to read or post in the forums.

    Please do not ask questions on how the restructuring and programs work, because I will not release any of that information at the moment.

    Hope this answers your questions somewhat.

    Bryan

    Hi All,
    This is my first post,I know. I am waiting to see what happens and am hopeful as I believe most of us are. I'm not even sure why I'm asking,but has anyone else noticed that in this latest post from BM that Bryan is refered to in the third person???? and then it is signed Bryan???? I'm not certain what this could mean, if anything but it does have me scratching my head. After all, I don't recall Bryan being a devotee of Bob Dole. Any thoughts any one?

  9. #39
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    Quote Originally Posted by starcruiser
    Hi All,
    This is my first post,I know. I am waiting to see what happens and am hopeful as I believe most of us are. I'm not even sure why I'm asking,but has anyone else noticed that in this latest post from BM that Bryan is refered to in the third person???? and then it is signed Bryan???? I'm not certain what this could mean, if anything but it does have me scratching my head. After all, I don't recall Bryan being a devotee of Bob Dole. Any thoughts any one?

    The beginning of the post is a question that someone had asked towards Bryan. He was repeating it and then went on to answer it. He was not referring to himself in the third person.

  10. #40
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    I also reacted with prepossession of this unusual way to answer...in the third person. And it is unlike BM to post a msg outside his own forum. But if it is right, it seems wise.
    Hope the best for all of us; Bryan and Sharon, the investors and all the needy who we all try to support.
    Regards, Snowflake
    Regards from Snowflake

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