Hello, if you received a loan, you will be obliged to return it along with interest, no student loans are never forgiven, of course there are exceptions, but very rarely. Before you get a loan, you first get a pre-approval for a personal loan, by the way, you can read more about this in the article on Gold West Financial. After that, you sign an agreement, which clearly states that you are obliged to return everything and in what time frame, and for non-return there will be bad consequences for you.