Thread: Lunch Money Investing

Hi ppl. Solid Investment is online again after a server malfunction. Scared some people. Heck, scared me too. It prompt me to write the following post on keeping track of your earnings.

Assume that you have USD100 or so to invest, like me I put it in 4 different baskets at around min of USD5-30 on a particular investment. Some pays daily and some compounds.

Example :-
A - draws daily USD0.81 cents 40 trading days
B - compounds needs also about 30-40 days
C - daily USD6.0 needs 10 days
D - compounds

So my investment needs around 60 days or so to make a profit. Its good if you can transfer daily profit to e-gold, play it safe. As for the compounding ones, its up to you whether to stick with it or transfer some out. The safer option would be to transfer out.

After you have regain your initial capital plus profit. Invest 50% from your profit! Start the cycle again. Never be tempted to pump in more money. Remember, we're lunch money investors not car payments, house payments or baby's milk fund.

I am not a financial advisor, please do your due diligence before investing in anything. Remember the golden rules, if it smells it probably is rotten. PM me if you have an opportunity.

So keep safe friends and be prosperous. Slow and steady.

theBat$

UPDATE : POWERFUND IS PROBLEM SITE - I'VE NOT BEEN PAID for the 8th of March 2006. I have sent an email to them but no answer.

theBat$

I always select a Hyip based on its claims. For instance, the more % that can be made within a short time, the more dangerous it is. Think of it as holding a stick of dynamite with a short fuse! Resonable claims within resonable periods are my choice. Take Gold Trade for example, my investment pays everyday 2.3% daily into my e-gold account for 365 days. But I do go for the stick of dynamite now and then, maybe its foolish hope or just that I like the sinking sensation in my heart. But I just invest a little USD1-USD10.

For us lunch money investors, the idea is to make a little, keep a little then re-invest a little. We're in no hurry. Hyips abound. No need to rush to throw money away. For big investors, this may seem the slow way but slow way is better than letting our money go to waist (waste)

What other criteria to look for in a Hyip? I look at the type of trading is it conducting. Forex, Gold or R&D developments are some of the are looking for funding. Then there are site that tell you nothing but glorious gibberish, "the CEO does this... we have achived that.... our total deposits are ....." You glean nothing from it and to your understanding it just pays money :shock: A Hyip should be based on trading, that way we know how it is paying us. Although a Hyip can simply claim it is "trading". But still use your judgement.
Ratio of payouts versus the type of trading. Do your own research on the net, discuss with friends who've joined.

But remember, these scammers play by no rules. Once their mininum "loot" have been achived they bail! So there is always a chance we will be burnt. Contrary to popular belief; ponzi or pyramid schemes can operate for some time before shutting down, due to the self-perpetuating nature of the scheme where by members get members and the belief that their money not withdrawn is compounding.

So basically, how I decide to join a particular investment is by using the monitors and reading hyip related forums and gather info from friends that are in that investment already. This method, I consider being part of our herd. *I posted abt it. Do your maths, returns too far fetch to believe, most probably the program is a ponzi. If you miss one program don't fret. Caution,there are anywhere between 400-500 programs every year and more programs springing out. Most don't make it past 1 month.

Timing is the money question. I always assume this month is the last, which means if its compounding try to siphon off in 5,7,10 days but leave enough to compound or in cases of daily payout have it transfered to e-gold immediately. Don't be tempted to invest more than you can afford to lose.

Links you might be interested in.

http://www.gold-trade.net/?ref=kfamilyfund
http://www.solidinvestment.com/?ref=kfamilyfund
http://www.fastpercent.com/index.php?ref=2922364

Here's the E-gold link

http://www.e-gold.com/e-gold.asp?cid=2922364

Well that's all for me.

theBat$ keep safe, play safe always!

*I am not a financial advisor, please do your due diligence before investing in anything. Remember the golden rules, if it smells it probably is rotten. PM me if you have an opportunity. I can use the friends!

Hope. One of the most powerful human trait. It is hope that keeps a shipwreck person alive, hoping to see his family again. It is also this same hope, that scammers use to their advantage to prey on that unsuspecting investors. Who hopes to be rich. Hopes that his funds compound and can realises his hopes and dreams. Better wake up people and smell the coffee. Its fine if you want to invest USD5 in a doubtful/hopefull investment but don't dump USD1000 into it and hope to walk away. You'll be the one hopeless person when they disappear with your money.

List of Scams - adapted from www.hyip-inspector.com

investinghyip.........................150-200% for 1 day / 300-600% after 3 days
2 Day Doubler.......................200% after 2 days, up to 700% after 5 days
PowerInvestmentProgram....up to 620% in 10 days!
PROFITZ4ALL......................upto 1000%

Can you see a pattern here? Almost all the Hyip scams were offering 150% daily!!! Take note of PROFITZ4ALL, if you invested in this you're more than hopeful, you're delusional! So take note of the examples. Do your math and weigh against how they do their trading. For more scams examples follow the
link above and click on scam button.

Further scam list - http://www.hyiptracer.com/blacklist.php

Very important Tips
Hello.

This is admin of hyiptracer.com

Due to increasing of scam of scam site and because we do not to introduce you scam program, we decide to do the following actions for offering you better service:

1 - we do not accept very high risk peogram(like program that offer 220% profit in a day),we have rejected several request for listing in our site during last 24 hours and refund their money.

we expect that you do the following action:
1-please be advised tht we are not owner of listed programs and do not endorse any of them.we only list them and try to show you their performance.

2-please before sign up in any program check program status and program details for awaring about other members ideas.

3-please contact us when you find a new scam.this help other visitors to protect themselves from scmmers.

(excerpt taken from hyiptracer news 03-03-06)

So remember, there are good investments out there. Sometimes even the soundest one can turn out to be a scam. But we won't put all (money) in one basket, so damage is minimal in the least.

Links you might be interested in.

http://www.gold-trade.net/?ref=kfamilyfund
http://www.solidinvestment.com/?ref=kfamilyfund
http://www.fastpercent.com/index.php?ref=2922364

Here's the E-gold link

http://www.e-gold.com/e-gold.asp?cid=2922364

theBats

*I am not a financial advisor, please do your due diligence before investing in anything. Remember the golden rules, if it smells it probably is rotten. PM me if you have an opportunity. I can use the friends!

Why does the value in my account keep changing?

The amount of e-metal in your account is accounted by weight. This amount will only change when a transaction is performed to or from your account, or a storage fee is assesed. You can view these transactions and the amount of e-metal credited/debited to your account using the History function of the e-gold Account Manager. The Balance function also shows an equivalent fiat currency value of your e-metal - this value will fluctuate with changes in exchange rates. (excerpt taken from e-gold faq)

Why does this matter? For us lunch money investors, getting every nickel and dime's worth of our hard earned cash is our top priority. I know most metal trading, savvy investors know already what I am about to explain but let me explain it plainly for the LSI like myself. The value of gold in your E-gold account is calculated by weight x current gold price = amount. Look at the examples :-

Being paid.
....................Weight................. USD$ Rate
Gold........... 0.001465................ 0.81 USD 552.80
Gold ...........0.001427................ 0.81 USD 567.80
profit...........0.000038

Paying out.
....................Weight................. USD$ Rate
Gold .......... 0.036630.................20.00 USD 546.00
Gold ......... 0.035286.................20.00 USD 566.80
loss ...........0.000344

Conclusion when withdrawing from your earnings, check the gold price. Withdraw if the price of gold is low whereby getting more gold for the same currency value!

Deposit or spend when the gold price is high, you lose less gold this way.

This way you get a margin for your gold. When I make USD0.81 a day, I want to make sure I get my just dessert!

Links you might be interested in.

http://www.gold-trade.net/?ref=kfamilyfund
http://www.solidinvestment.com/?ref=kfamilyfund
http://www.fastpercent.com/index.php?ref=2922364

Here's the E-gold link for those without accounts yet.

http://www.e-gold.com/e-gold.asp?cid=2922364


theBat$ is all about the squeeze!


*I am not a financial advisor, please do your due diligence before investing in anything. Remember the golden rules, if it smells it probably is rotten. PM me if you have an opportunity. I can use the friends!

Hey Bat... this is refreshing. I'm enjoying what you post here. Of course seeing as I'm a Gemini, I like the lite touch and of course lite on the pocket book too................ this is fun! Now I have to decide what to do! lol.....

mon cheri~*

Thank you. I enjoy posting and keeping occupied while the big BM makes his preparations for a grand comeback!

theBat$

Originally Posted by thebat$

Thank you. I enjoy posting and keeping occupied while the big BM makes his preparations for a grand comeback!

theBat$

Hey hey... I hear ya!

btw, I went in fast percent and Gold Trade with my lunch money!

fun........

Good choices. Keep me posted!

theBat$

will do Bat!

later.......