Need a home loan!!

[lisa45ray]

Hello everybody, I will be going for a home loan in the next month. I have been going through the necessary documents required to take the home loan and have got all of them in place. Let me know more suggestions on the necessary requirements that I need to make it for my home loan.

Hope to get your suggestions on this.

[justinmark]

I think that it would be the best to consult a financial expert that deals in home loans for this kind of a query. But, as far as I am concerned I would consider your credit scores as one of the most important aspects for taking a home loan. Having good credit scores is essential to get a home loan. If you have low credit scores, then there is credit repair for home buyers that can help you get those in a better shape.

[pepper30]

All I know is you just have to have a stable job and own a business for at least 2 years. Credit history is considered as important factor to lenders for this will verify whether you qualify for the terms. This are only the basic things that I know.

[Nicolez]

I think the usual requirements for home loan is just having stable job, you own a business, steady income, credit history and cash on hand… Prequalification only means they think they will give you a loan if when you are thoroughly checked out everything is good.