Thread: SwissCash.. Join under me !!

Originally Posted by LiChristopher

This is very old news.
http://www.nst.com.my/Current_News/n...cle/index_html
I afraid it's not related to Swisscash.

oh dear, that is gonna break some people's hearts

take the road less travelled, you will be criticized but u will be duly rewarded for yr persistence...

am still doing very very good in Swisscash... :D

another SRP today.. good good.
will soon have a substantial amount to do a wire from barclay bank.. :)

Dear Investors,

GREETINGS from me, and heartiest congratulations to all Financial Consultants, Planners, and Directors for your financial and personal achievements. SwissCash has achieved remarkable and phenomenal growth over the past 20 months (April 2005 to December 2006) across many regions of the world as a result of your commitment and our reliable investment strategies. It has outperformed all targets and expectations. After more than 30 years in the financial market, I have never seen a financial platform with as much to offer as SwissCash, successfully growing in the right direction and promising to offer so much more in the future. Yes, you heard it right, there is so much more to offer!

The success of SwissCash around the world has given rise to a number of issues:

1. Other financial entities similar to SwissCash have begun promoting similar investments using SwissCash as a model.
2. Some scams run by irresponsible individuals have created products that look like SwissCash and promoted them to unknowing investors, claiming they are genuine.

Let me outline how we are different and how we intend to stay ahead:

1. We use the right investment models to invest in opportunities with the lowest risk and highest return, with low- and no-tax regimes.
2. We associate with the right partners who can provide us with investment channels through their vehicles, resulting in high return with low risk.
3. We incorporate ourselves in jurisdictions that offer the most flexibility for the way we manage our investment portfolios.
4. We use the most economical and flexible banking and financial channels for our investments.
5. We use very efficient methods to manage our funds so we are exempt from many unnecessary fees, taxes, and regulatory protocols that could limit our investment potential.
6. We use the latest online Web-based technologies with little involvement of physical offices and hardcopy documents; therefore, our overhead is extremely low.
7. We continuously release new, innovative financial products that add value to our investors’ financial portfolios.

We translate all these into a higher return for our investors and our own profit. Certain financial managers would view our techniques and methodology as market-unfriendly and market-untransparent. However, we view success as equal to good returns. We view good investment as equal to good returns. For the last six decades, Swiss Mutual Fund has worked with a host of corporate entities to provide such lucrative returns. Through SwissCash, its vehicle to global investors, we have proven the same success story can be repeated. Therefore:

1. With regard to other financial institutions offering similar platforms:
We advise those seeking to invest to do so with caution, as those other institutions might not be able to perform up to SwissCash standards, though they might claim to deliver more. If you do not achieve the kind of return that was promised, we warn you in advance that they are unlike SwissCash.

2. Regarding the scams run by irresponsible parties that have created products that look like SwissCash and promoted them to unknowing investors, claiming they are genuine.
We strongly recommend staying away from such investments, given their illegality and very high risk. I personally have received complaints from investors who have invested in such scams, believing those companies provided services as good as SwissCash; they lost their money. We warn you that those companies are not like SwissCash, and you risk losing money in any future investments with them.

My recommendations are not intended to interfere with personal choice. But when other investment companies associate themselves with SwissCash, it becomes my obligation to point out the differences and risks. In Swiss Mutual Fund and SwissCash, we believe in only telling you what we can achieve and, by associating with us, the added value we can bring to your life and financial freedom.

Kindly wait for my announcement at the end of November 2006 of a second SwissCash financial product that will bring this platform to another level of competitiveness, excitement, and achievement!

Thank you for your kind attention.


Best regards,

Michael Mansfield
Chief Financial Officer
SwissCash International Ltd

~~True greatness is found only in the hearts of men and women, rich or poor, who are dedicated to doing good, to making the world a better place in which to live, without the expectation of personal gain other than warmth of heart and character growth.~~

Dear Swiss Investors, Financial Planners, Consultants and Directors:

It is with great pleasure that I announce the second SwissCash financial product, the Emerging Market Fund (EMF), which will be officially available to all SwissCash investors, Financial Planners, and Consultants on December 1, 2006. We will continue to offer the Swiss Investment Plan (SIP), the SwissCash proprietary investment plan, to all investors as usual.

EMF was created on November 1, 2006 by Swiss Mutual Fund through internal funding and is currently trading in some of the most lucrative emerging economies around the world. We will make this fund available to you at USD1.00 per share for the first seven days of December 2006. On December 8, 2006, trading will resume as normal at the net value price per share of the fund.

Our investment team forecasts a long-term growth rate of no less than 100% average per year for EMF. I must remind you that, unlike SIP, investment in EMF comes with market volatility and other risks, however one would regret not holding at least 10,000 EMF shares!

Detailed information will be available on December 1, 2006 in your investor login area.

Best wishes to all,



Michael Mansfield
Chief Financial Officer
SwissCash International Ltd


~True greatness is found only in the hearts of men and women, rich or poor, who are dedicated to doing good, to making the world a better place in which to live, without the expectation of personal gain other than warmth of heart and character growth.~

1st Announcement
Effective today, we officially launch SwissCash dealership. SwissCash dealers have been appointed on a trial basis for a number of months now, but only made official today. There are currently about 50 appointed dealers worldwide.

SwissCash dealers are appointed by the company to trade Swiss e-points with investors worldwide who want to invest in SIP and EMF as well as any other new financial products to be offered in the future. Dealers have marginal benefit from the company for the service they provide to global investors.

With the official announcement of SwissCash dealership, Swiss Mutual Fund will no longer accept Incoming Wire Transfer Funds from global investors. All transactions will now have to go through our appointed dealers. This will give room for our dealers (and investors, to some extent) to build a strong marketing channel and network. Our dealers will also form the backbone of the upcoming Swiss Payment Gateway. Within the next 18 months, we plan to launch our exclusive Payment Gateway Solutions that will give accessibility to many reputable investment companies and provide database sharing benefits for all.

Downside:
For security reasons, the particulars of SwissCash dealers will not be displayed on the SwissCash website. New investors in territories where SwissCash is not yet well established with local dealers could have less opportunity to become actively involved in our Financial Platform.

Solutions:
SwissCash believes in integrated and sustainable growth of its Financial Planners and Consultants. As time goes by and as the Swiss Investors network grows, more dealers will be appointed and this will facilitate more and more transactions. Within the next 2 to 5 years, there will be a strong network of dealers who will work closely with the company to promote many of its financial products. Dealers would also serve as watchdogs for Regional Directors for any undesirable promotional tactics by those unscrupulous investors who violate the Terms of Use of SwissCash as well as its good name.

Who can apply to be a dealer?
Any Swiss Financial Consultant in any region who has achieved a SFP Income of USD100,000 per month (subject to approval after thorough “Know Your Customer” protocols and recommendation from Regional Directors).

2nd Announcement
Swiss Mutual Fund has out-sourced some SwissCash “Out-Going Money Transfers” utilizing third party vehicles for the past three (3) months in Asia, Africa, Europe, America and Latin America, with minor glitches. The results are satisfactory to our panel of consultants. Therefore, effective 1st December 2006, we will out-source all SwissCash “Out-Going Money Transfers” to various third party vehicles in these continents to facilitate prompt payments and economical transaction charges to all investors.
Conclusions – SwissCash Moving Ahead

These two milestone decisions are made after careful considerations:

1. We currently have about 170,000 investors in 6 continents, growing at a rate of 20-30% on a monthly basis.

2. We have received 1,270 “Incoming Wire/Telegraphic Transfers” on average per day for the past 30 banking days from customers/investors on whom we have not performed any proper KYC procedures, other than Online Registration. People are just so excited about investing in SwissCash. We expect this amount to double every six (6) months.

3. We have performed up to 1000 “Out-Going Money Transfers” on average per day for the past 30 banking days. These transactions are expected to increase fourfold over the next 6-12 months, especially after the launch of EMF and other financial products.

4. We are in need of a more structured, but economic and hassle-free support system as we globalize, in addition to the few regional directors we currently appoint.

5. It had already been our plan to leverage on Swiss e-Banking Solutions to fully enhance its potential into a global payment solution that supports not only the Financial Products of SwissCash but also other Investment Portfolios that carry the same reputation.

6. In view of all these factors, it is the feeling of our panel of consultants that by building on a strong dealership channel and global network, we can grow towards our vision in a shorter period of time.

7. By out-sourcing Out-Going Payments to regional parties, we believe the transactions can be executed with less hassle, faster and more economically in the long run.

With these Transactional Facilities handled by reliable parties, we at SwissCash look forward to producing a higher return on your investment by concentrating on 3 main issues:

1. Producing the best return for your investment.

2. Introducing Innovative Structured Investment products on a yearly basis.

3. Providing a reliable transactional platform modeled after our Swiss e-banking facility. Plans are in review to transform Swiss e-banking into a global platform. [or, along the lines of or just with]

By focusing on “What We Do Best = Our Strength,” we at SwissCash are more confident than ever that we will continue to deliver the best of financial opportunities to you.

Regards,
Michael Mansfield
CFO
SwissCash International Ltd.

The Emerging Market Fund (EMF) was created by SMF on November 1, 2006 with an objective of long-term capital growth spurred by investing mainly in diverse projects, equity securities, and any promising opportunities in emerging markets around the world. Investment will take place either directly or through third-party investment vehicles and channels.
Current Focus Market:
Argentina, Brazil, Mexico, Egypt, Libya, South Africa, Estonia, Hungary, Latvia, Poland, China, India, Malaysia, South Korea, and Vietnam (the management reserves the right to make changes depending on its evaluation parameters).
Scope of Investment
Biotechnology, Biofuel and Renewable Energy, Information Technology, Finance, Infrastructure, Lumber, Manufacturing, Minerals, and Plantations (the management reserves the right to make changes depending on its evaluation parameters).
Fund Size
Unlimited until further notice.
What Are the Benefits?
Share in the long-term net value growth of EMF

Start with any number of shares, up to a maximum of 100,000

Investment in EMF Is a Long-Term Commitment
EMF is aimed at aggressive investors who want the investment benefits of diversifying into emerging market economies, who can accommodate short-term fluctuations (including the possibility of negative returns), and who want to invest in longer-term growth potential.
Comfort with Risk
Any investment decision involves taking risks. It is important to understand the relationship between risk and return, especially in light of the timeframe you have in mind for your investment.
As a general rule, the higher the level of risk associated with an investment, the higher the potential return, although the chance of incurring a loss will also be greater. Historically, over the longer term, stocks provide higher returns (and therefore risk) than most other asset classes.
A commonly used measure of investment risk is volatility. This refers to the tendency of investment values to fluctuate. This volatility can apply to both the market price and the income from a particular investment. So, the value of your investment may go up or down, and you might not recover the full amount you invested. Please be aware that your investment is volatile and not guaranteed.
More About Risk
The investment processes used by the Swiss Investment Team are designed to ensure risk management on a number of levels. Investors should be aware that there are a number of risks associated with this type of investment. We have summarized four key risks:
Market risk
The risk of negative events occurring that affect the investments in a particular market, for example, interest rates, investor confidence, and political and world events;
Legislation risk
The risk of changes in legislation and taxation that may influence the value of your investment;
Management risk
The risk that the investment team does not perform up to expectations; and
Fund risk
The specific risks associated with EMF and the underlying fund, including the risk that the funds terminate or the responsible entity of the funds changes.
Who Can Invest?
SC financial planners (an investor who has invested a minimum of USD1,000 in SIP).
How Much Do I Invest?
Minimum - 10 shares
Maximum - 10,000 shares per account between December 1, 2006 and February 28, 2007; this will increase to 100,000 shares per account on March 1, 2007.
How Does It Work?
You purchase a number of shares in EMF to become a shareholder. The value of your shares goes up or down according to the EMF net asset value. Shares are valued every few minutes.
Share Price Valuation
EMF share price is calculated by dividing the net asset value (assets less liabilities) by the number of shares issued across all EMF investors. This price is then adjusted by the buy/sell spread to calculate a buy and sell share price, which represents the cost of buying and selling investments. The spread is designed to protect existing shareholders from transactional expenses, such as brokerage and settlement costs and annual management fees. Currently, the spread between the buy and sell price has been capped at 3% of the sell price. (Example: If the sell price = USD1.00/share, the buy price cannot exceed USD1.03/share.)

Investment Strategies
Buy at a reasonable price and sell at a moderately high price
Buy with long-term growth objectives
Invest moderately

My greetings to all SwissCash investors, Swiss Financial Planners, Consultants, and Regional Directors. Year 2006 has been a great one for SwissCash. All the investment strategies implemented by our investment teams have yielded very positive and satisfactory results. Our investors base has grown to hundreds of thousands in over a hundred countries globally. I couldn’t be more satisfied because we have basically achieved all we set out to do and we are already far ahead of our vision and mission. I believe that as the people who are representing and investing in the company, you have enjoyed a tremendous return from SwissCash in 2006 as well, which pleases me greatly.

As I gather information throughout the year from my Department Heads and Regional Directors, much interesting thinking comes my way. I would like to share with you “The Paradoxical Commandments” by Dr. Kent M. Keith because this is a perfect time to reflect, re-think, re-group and re-plan for the year ahead. This set of guidelines has been used by many people all over the world as an inspiration for the past four decades and I hope you will read through it carefully because it has the potential to reflect deeply in your personal life and throughout your financial career with SwissCash.

1. People are illogical, unreasonable, and self-centered. Love them anyway.

Every day we have requests from investors to show our financial reports or all our trading licenses; to provide them with our company’s Profit and Loss Account, our Investment Portfolios, the minutes of our BOD meetings; to hold road shows for them; to create media publicity; or to meet me and visit our offices worldwide. People want to make their own marketing materials, make their own websites to promote SwissCash, build a plan within the SwissCash plans, and make all sort of illogical, unreasonable and self-centered decisions that will benefit only them and bring bad repute and consequences to the company and other investors. Still, we try our best to be accommodating when possible, to help them understand and to love them all equally, as we accept that our investors all come from different cultural backgrounds.

I am sure that only just a few days ago, someone may have asked you if investing in SwissCash is secured. Will the company close next month? Can you please give me a lower exchange rate for the e-points I transact with you? Can you return me your SAP? You were dumbfounded. I can understand why, because you have received your returns punctually for the past five months. You personally know five people who made more than a million United States dollars in SwissCash. And these requests that come your way are breaking the company’s Terms and Conditions. Be patient. Please love these folks. Explain to them with logic and provide the best solutions. If that doesn’t help, move on, someone else is waiting.


2. If you do good, people will accuse you of selfish ulterior motives. Do good anyway.

SwissCash and Swiss Mutual Fund have been accused by many unscrupulous parties and individuals of being a fraud, a scam, operating without a license, and operating with the agenda of reaping money from the public, and all because of the high returns we offer. Nevertheless we continue to build this business to a greater level every day, making those outside our circle more envious of our success. Yes, we continue to pay more than what conventional investment products are currently paying, because our obligation is to deliver the best return to our investors.

It may happen that, with the very best of intentions, you are enthusiastic to share SwissCash with your best friends and relatives. They look at you suspiciously as if you want to cheat them of out their money. Do not be alarmed or shocked. Move on to share this wonderful financial platform with those who are able to treasure your time and help.

3. If you are successful, you will win false friends and true enemies. Succeed anyway.

Today you have more financial freedom than you had 6 months or 12 months or 20 months ago. You notice a few more people trying to be your best friend, to be your new business partner, to help you manage your new-found wealth, and so on. This is only natural; it is human nature to want to associate with the rich and successful. At the same time, you earn yourself a few enemies who are jealous of your success. People badmouth you; people hope your business fails. You succeed anyway. I want you to ignore these negative influences; continue building and focusing on your strengths to continue your success in achieving your financial goals with SwissCash.

As for the company, SwissCash has been performing well for the past two years. We have enemies hiring top hackers to attempt to invade our site every day. We have “SwissCash copycats” around the world operating without proper license trying to associate their operation with ours. We have people spreading lies over the Internet and in other mass media to discredit us. We fail to respond to them, and we succeed anyway. Churchill had his critics. So does Sony Play Station 3. Microsoft has many enemies and their software has many loopholes. These people succeed anyway. Accordingly, we let our results become our testimonial and we leave it to our investors to defend our performance.


4. The good you do today will be forgotten tomorrow. Do good anyway.

Some Swiss Financial Consultants have become multi-millionaires, and have gone on to forget the true vision of SwissCash. Some have turned their back to attack the company because of some other personal agenda. Some have launched attacks on the personality and leadership of their “up-lines.” This never has and must not stop us, and you, from performing our best for each other. Each day we continue to provide a better financial platform than the day before. We don’t complain to you how tired our team are at times, how many late hours we put in so that you may have 98.7% (average for the past 365 days) up-time for your online financial site, and so that you may continue to receive high returns for your SIP, SAP, SRP, SFP and EMF. SwissCash has never fallen short of doing good and supporting its genuine investors. Rather than expending energy claiming credit for their achievements, the SwissCash team and Swiss Mutual Fund would prefer to concentrate on congratulating our investors for helping this company to achieve the level it has reached today.


5. Honesty and frankness make you vulnerable. Be honest and frank anyway.

We tell the truth to our investors. Does SwissCash have problems or issues every now and then? You bet we do. When we have a problem with our website security system, we locate the problem and we solve it. We have instituted plans to upgrade our system to make it more secure, but that doesn’t mean that we will never have any more problems. Effective December 1, 2006 we have discontinued receiving Incoming Wire Transfers from global investors as we are not able to enforce a strict KYC (Know Your Customer) policy through the current online platform. We were able to foresee we might face issues with regulators in some countries in the future, and that’s not acceptable to us. We have provided a long-term solution by launching a global dealership system, which will take a little time to fine tune and get running smoothly. This has predictably resulted in hearsay of SwissCash winding up, while nothing could be further from the truth. We have been upfront in revealing our problems, and at the same time we have come out with practical solutions for the next five to ten years. Mature investors will not have knee-jerk reactions when we tell you about our issues; you will instead judge us by results and solutions.

I can proudly say that SwissCash has paid every single cent to every investor. At times some issues do of course arise due to human error and unavoidable circumstances. The price of honesty and frankness may make us look vulnerable to outsiders, and even to some of our new investors at times. Nevertheless, we choose to be honest and frank anyway. It has never been the policy of this company to mislead our investors; likewise we appreciate our honesty and frankness being returned with good faith. As it is – so far investment has been growing at an exceptional pace!


6. The biggest men and women with the biggest ideas can be shot down by the smallest men and women with the smallest minds. Think big anyway.

Many Financial Consultants around the world say that it is impossible for us to maintain a global financial framework that pays 300% returns in 15 months for our SIP for up to 6 months, then 8 months, then 12 months, then 15 months; mind you at 20 months we are still growing stronger than ever. Some have set their own timelines for us to wind up or close down, because according to their current investment knowledge such returns are not possible, but these self-set deadlines have been extended and re-extended many times over. I tell you, put your money on it, they will be extended again! Not to be defeated, critics are now saying that we cannot continue to keep our overhead low in the coming years as we globalize, and that the performance of our investments will not be as consistent as it has been for the past 20 months, predicting that we won’t be able provide such high returns in the future. We, however, continue to think big, especially after launching EMF in December 2006.

I have read that people are saying that the launching of EMF signals the company’s desperation for new funds, but those of you who have been with us since 2005 know that this launch has been in the works since my 2005 year-end speech. EMF grew by an average of 25% in December 2006 alone... critics are again saying that this is phenomenal and impossible to maintain over the next few months. Likewise some short-term investors have sold their portfolios, well satisfied with such a lucrative return in a matter of weeks, but let me remind you to think big. It is you who think big, who are not shot down by the “smallest of men and women,” who are going to make the most money in SwissCash!

Remember when you first heard about SwissCash and you shared this investment opportunity with your friends and your spouse who were supposed to be more knowledgeable about international investment and financial markets than you were? They thought you were crazy; they said this company would close down within three months and rip everyone off, because they’d had bad experiences with off-shore investments before. Still, you carried on because you Think Big. You should be very proud of yourself that you think big in the first place. I congratulate you because if you hadn’t, you would not be reading this news today, and you would not be marching into 2007 in a better financial state than in 2005 or 2006. Einstein was mad. Newton was mad. Darwin was mad. Orville and Wilbur Wright were mad. They are all laughing from heaven now. So, continue to think and dream big!


7. People favor underdogs but follow only top dogs. Fight for a few underdogs anyway.

People say Swiss Mutual Fund if true to its statistics should have been public listed long ago, and should also be more accessible and transparent to the public. Let me ask you if you know that the world’s ten most profitable financial institutions are all privately owned and located in off-shore jurisdictions, and are not recognized by top financial journals and magazines. They keep a very low profile for their operation and investment portfolios. They have their own investment strategies and they help manage billion of dollars of funds on behalf of world’s richest people.

People tend to follow top dogs because they dare not take risks; they prefer the status quo, which is what they were taught in financial school 20 years ago, and what they read every day in newspapers and journals. They want a safer return, a more predictable return on their investment by following the conventional basic parameters, structure and protocols. We say go ahead; there is nothing wrong with that path if you are comfortable with the returns. SwissCash is for those who want an alternative return for their investments. SwissCash is for those who dare to take a higher risk for a higher return. In fact SwissCash is now offering a fixed return product and a non-fixed return product. Still, SwissCash is not for everybody. SwissCash is for those who believe and want to fight for underdogs, those who can foresee an already changing global investment trend.

Your personal financial planner advises you to invest in structured products, mutual funds, insurance retirement funds, real estate and stock markets offered by international Tier-1 financial institutions. If you are already into those investments, I congratulate you because those are good investments. Trust me, I mean it. But you have made an even better investment in SwissCash because you believe in yourself, and this is an indisputable truth as well. Thank you for believing in me and in SwissCash. Thank you for not just following top dogs but also giving underdogs a chance. Make sure you continue to share your success story with others!

8. What you spend years building may be destroyed overnight. Build anyway.

Let me tell you a true story. Swiss Mutual Fund was never assured of how successful SwissCash would be when we start planning this global financial platform in 2003. I for one could not have imagined SwissCash would be so widely accepted and grow so robustly in so many regions when I was appointed the Chief Financial Officer in 2004. Swiss Mutual Fund could have lost hundreds of millions of dollars had this project failed miserably – there were so many issues to consider, so many problems to solve and so much financial backing needed to start SwissCash, and even to maintain it now. I am amused when I read in some uninformed third-party forums or blogs or local media publications that SwissCash is a simple pyramid scheme with Internet investment facilities. It actually pleases me; what it indicates is that on the surface, everything looks so simple! Had we not structured this whole financial platform so brilliantly and spent so much money on so many key solutions, SwissCash would not have made it here, perhaps would never have taken off.

Still, despite many uncertainties, we build. And this team doesn’t just build; we have built one of the most successful online financial platforms in current time. Had the company never taken any risk, had this team never started building, there would be no today. But thanks to our commitment and vision, we are still building this financial facility with you, stronger than ever!

There are people discouraging you from investing and continuing to build your financial dream with SwissCash because they claim based on their own past experience and current expertise that your dream might evaporate. Let me ask you how much they know about SwissCash, and how much you know about SwissCash? Ask no one but yourself. SwissCash is an online financial “mega-structure.” A mega-structure takes time to plan, money and expertise to build and manage, and will not collapse overnight. One can always live in fear if that is the way one sees life; it is either the fear of trying and failing, or the fear of not trying. If anything, I would choose the latter. My point is, build anyway. And don’t just simply build, build a solid financial network in SwissCash because it is your financial future – build with confidence and pride!


9. People really need help but may attack you if you do help them. Help people anyway.

Tens and hundreds of thousands of investors have become better off and thousands have become SwissCash millionaires, but still many get on our case for not helping them enough. For not giving in to their demands. For not following their suggestions and ideas. For not providing sufficient tools and facilities to make them instant millionaires. For not providing more financial products for them to market. For not processing their out-going money transfers fast enough. For not paying them more. For not replying to their emails instantly. For not replying to their telephone calls. For our regional directors not being helpful enough. Still, we never stop helping people who want to help themselves. Still, we grow at our own comfortable pace as we planned, secure in the knowledge of what is best for our company and our investors.

If this company were to be swayed by the ideas and demands of all of its investors, coming as they do from more than a hundred cultural backgrounds, I would tell you today to leave SwissCash at once! We help people in the ways we know best and I expect the same from you.

10. Give the world the best you have and you'll get kicked in the teeth. Give the world the best you have anyway.

Please continue to share SwissCash with everyone. Help those you know as well as those you do not yet know. There will always be somebody who dislikes you. Dislikes you because you are rich, because you invested much earlier, because you work harder and because you are actively promoting SwissCash. Nobody is perfect, you and me included; give the world the best you have anyway. The world will do you good in return. I have never met someone who has always given it his or her best, and yet failed in everything he or she does. It just doesn’t happen that way.

Through our nearly two years in the global market, we have fully understood that no matter what we do, no matter what we say, no matter how fast and how much we pay, no matter how hard we try, no matter how well we plan, life is never perfect. We will never be the perfect company for everyone. We will always have new issues because the world is dynamic. The world is getting flatter day by day in certain regions, but at the same time borders and walls are being created in another part of the world. We will never be able to satisfy all parties, because SwissCash is a global “mega-structure” financial platform. In spite of all this, we pledge to continue to give the world the best we have.

Last year, I promised you that 2006 would be a growth year for SwissCash, and I was very right. I also promised you a new financial product for SwissCash by 2007, and EMF was launched in December 2006. I promised that every one of you would regret it if you didn’t hold at least 10,000 shares of EMF on December 1st, and so far that has proven true as well. Many are waiting to purchase more EMF shares. I am promising you now that EMF is an even bigger financial project than SIP, and 2007 will be a witness to it.

During my last meeting with the SwissCash and Swiss Mutual Fund management team before Christmas, we highlighted three very important milestones to be achieved in 2007:

1. An ongoing evolution of SwissCash into a global brand;
2. The diversification of the SwissCash financial platform by the introduction of several new financial products; and
3. The growth of SwissCash payment solutions that will cater to the needs of many people from every region and every walk of life.

Rally behind me, support this team to make SwissCash unrivalled. May all your New Years’ resolutions come true. Remember to continue building a healthy family, a wealthy family and a very successful future with SwissCash. Always proceed with pride, dignity and all honesty.

Again, I thank everyone for their support and understanding in the year 2006 and I congratulate all who together with us march into 2007 with renewed visions, aspirations and resolutions.

Humbly serving you always and in all ways,

Michael Mansfield and the whole SwissCash and Swiss Mutual Fund Management Team

Dear sgcha0324302,

Your request has been received by us and stated below are the vital details of your request:

.: WITHDRAWAL INFORMATION :.
-----------------------------------------
Reference No. : QRH34

Withdrawal Amount (USD) : xxxx

Withdrawal Charge (USD) : 0

.: BENEFICIARY INFORMATION :.
-----------------------------------------
Beneficiary Name : xxxxx xxxx xxxxx

Beneficiary Bank Name : DBS BANK LTD, SINGAPORE

Beneficiary Bank Account No. : xxx-xxxxx-xx

Please allow us 4 - 5 Business days (exclude Saturday, Sunday and Public Holiday) for further processing.

----- THIS IS AN AUTO GENERATED EMAIL. PLEASE DO NOT REPLY -----

Best Regards,

The Administrator: SwissCash
12/23/2006 11:32:20 AM
================================================== ====


We are glad to inform you that the Swiss Finance Department has approved your Out Going Money Transfer (xxxxxxxxxxxxxxx) amounted to USDx,xxx.xx in your Swiss E-Bank Account on 12/28/2006 10:22:27 AM.

We appreciate your support to SwissCash, and we assure you of improved services in the future.


Thanking you for your support and hope to be of further assistance.

Best Regards,
Administrator : Swiss Consultant

Wow

I thought their Bank was in Switzerland.


I wonder if the swiss Authorities and the Swiss Banking realise Singapore is horning in on their business.

I'm sure Pinetree will give us a copy and pasted Update soon.



Blue