How long does a SEPA transfer take?


��SEPA transfers take only a few seconds, if the sender’s bank supports instant transfers and the sender themselves select this option. Non-instant transfers are done within one business day in theory. However, in practice they may take longer.
��First of all, due to banks in different countries opening at different times, one business day can turn into two.
Second, if you try to transfer money right before or on a holiday or the weekend , the transaction will also take longer.
��Transfer can also be delayed if fraudulent activity is suspected and the bank requires additional information.