Fix Your Credit Score Rating
Do this and you can do almost anything. About 4 years ago I made alot of money selling my house and land (and the horses :sads:) and paid off everything I had cause of fixing to get a Divorce.
Any ways we worked it out after the sell. And rented a House in town for a Year. When we went to Buy again, I learnt since I paid all my bills off and had no revolving accounts that this was worst then Bad Credit. What kind of math is that. :ro_emote:
Anyways we got a house in that sub-prime market. Got Interest Rate (7.3) but had to do a adjustable rate after the first 2 years. Which was up last month. I started early looking for a Mortgage company when the time came and to my surprise my rating was still middle. I wanted the Historical lows of todays Interest on this house.
So I hired the Lady about 60 days ago. She isnt cheap but she is good. ($500.00 down and $89.00 a month until done.) My credit Scores are all there in the 700's. Went up over 100 points in each Reporting Company and I just got my call today of when I can close on a 5.25% Mortgage. Just 60 days ago I was looking at 10%.
I want post it here, but if anyone would like this ladies info, just send me a PM and ask for Deanna's info Plaese. I will be more than happy to hook you up. My Dad always said, "A Poor Man is Poor, But a Poor man with out Credit is Worst-Off".
Once you get your rating where it needs to be. Take care of it. Dont buy what you don't have to have. And Paying cash is not always the best advise. :wink: