The Humble Summary...

[everwiser]

Here you go Paddy. Post it whenever you get ready. Thank you for taking the time to put it all together for us. It is greatly appreciated!

I have closed the Humble Request thread so that we can continue our discussions in this thread...The other one was getting a bit "wordy". LOL.

EW

[paddyfield]

Is it too good to be true? THEN YOU ARE IN PIPS AND IT WORKS (Bryan)

Bryan Marsden - BIO

Bryan Marsden (CEO and founder of PureInvestor.com Inc)
Born in England, Bryan was trained and qualified as an Electrical Engineer in 1967. Working for the
General Post Office, he developed his knowledge and skills in the areas of facilities Management until
1970 when he joined the Royal Air Force for a period of 5 years.
On leaving the Royal Air Force, Bryan continued his Facilities Management career with the National Health
Service and various Facilities management organizations in the private sector.
In 1986, Bryan established a Facilities Management partnership which successfully undertook major projects
for corporate and public sector clients including IBM, LIFFE, London Stock Exchange, Credit Suisse First
Boston Bank, Texaco and British Railways.
In 1994, he ventured into Malaysia to develop Facilities Management business interest and undertook
Consultancy / Project Management projects at Kuala Lumpur International Airport, Guthrie and IOI in the
palm industry. Utilizing the finance, analytical and business skills gained through many years in the
Facilities Management industry, Bryan began the process of designing the Pure Investor model and
initiated its launched in 2002.
Bryan's experience and expertise in wide variety of businesses and industry sectors has been the guiding
light for the growth and development of the Pure Investor Group.
.................................................. .................................................

A SUMMARY OF PIPS BUSINESSES GIVEN AT THE ORLANDO MEET IN NOVEMBER 2004

SUMMARY OF COMPANY
PIPS, Inc – Incorporated in Panama
PIC Trust – Incorporated in New Zealand
PIPS Financial – Incorporated in Panama
PIC Capital – Incorporated in Malaysia
PIC Realty – Incorporated in Malaysia
PICPAY – Incorporated in Malaysia
PIPS Premiere – Incorporated in Australia
PIPS Fashion – Incorporated in Malaysia
PIPS Bistro – Incorporated in Malaysia
PIPS Foundation – Incorporated in Malaysia
New Mark Business System – Incorporated in Malaysia

PIPS, Inc
Is the holding company. It secures all approval documents from various jurisdictions and controls
how funds are to be invested, but does not hold cash. We also plan to take the company public in
two years. PIPS members will be offered preferred stock prior to the IPO. We believe the value of
the preferred stock will go up 600 % through the IPO.

PIPS Trust
Has a Board of Directors that oversees the trust operations. They hold all the company cash and
invest the funds at the direction of the holding company (PIPS Inc.). PIPS Trust earns profits from
marketing and selling IBC (International Business Corporations) services and trust accounts through
out the Pacific Rim. Currently seeking approval to market products in US and Europe, we anticipate
approval some time after Jan 1, 2005. When that happens, PIPS members will be offered services.
PIPS Trust also handles all investment trading and invests in all major markets including the NASDAQ
and S&P. We trade daily in every major market in everything from stocks and bonds, precious metals,
currencies, futures and commodities. (Verify Pic Trust here http://www.companies.govt.nz which even
has scanned copies of official documents)

PIPS Financial
Handles credit card processing. PIPS Financial is currently pursuing the purchase of a bank to bring
credit card processing inside and to market retail banking throughout the Pacific Rim. Retail banking
services will not be available in US in the immediate future. Having our own bank will help us control
fraud more easily. During the last six months we have seen fraud attempts escalate to well over
$1 million a month. We have stopped a great deal of it, but it still is the source of much of our credit
card processing problems. In the future, the only way we will accept credit card payments is through
prior credit card verification through PICPAY. PIPS Financial also sells mortgages in the Malaysian
residential property market. PIPS Financial is also stock-piling gold in Australia. Why stockpile gold?
Because China will be going on the gold standard in a few years and Mr. Bryan predicts that in about
5 years there will be a shift of all major currencies to gold. Obviously, this will have a big impact
on the world economy but we will be ready for it.

PIC Capital
Is a venture capital company offering financing to small and medium size companies. We also offer
management and consultant services. PIPS Capital does not take equity in exchange for loan repayment.
We do work with the client to help them achieve success.

PIPS Capital also handles business and personal loans. The company is also providing venture capital for
PIPS Premiers, Fashions and Bistro activities.

PIC Realty
Is a realty investment company operating in the residential foreclosure market, commercial real estate
market, development market and real estate investment markets. We own shopping malls and office building
in 14 countries plus retirement communities and time share properties in New Zealand and Malaysia.

We also own commercial property. We look for commercial property where owners are making money but heavily
leveraged, so that most profit goes towards pay off their loan. We make them a deal; offer them cash to pay
off their loans and take over management. With the loans paid off, all the profit comes back to PIPS. We
are making 2000 to 3000% profit from many of theses properties.

We do development projects, but deal only with the financing not the project management. We are financing
several projects in the South Pacific targeted at the Japanese retirement market. Japan is the only country
in the world that subsidizes their retirees to leave the country.
PIC Realty also operates in the residential foreclosure market. We buy upscale properties at 30 to 40% below
market value that are about to be foreclosed and then do lease purchase agreements back to the owners
for 30-40% below mortgage rates. We make a lot of money with this program plus we save many people from
loosing their homes.

We are waiting for operating licenses to begin this program in the US and Canada. After the first of the
year we will begin to buy 50 properties a month. We will be opening up pips realty business in US and
Canada after first of year. This will be in the foreclosure market. We will offer home financing 30-40%
below current prices through a 20 year lease purchase agreement. PIPS will buy 50 -100 houses/ month.
The lease agreements will have an easy out and upgrade component. You will get a 3% cash back pay out
at the end of the lease.

PIPS Realty is also buying islands in the south pacific to build retirement and time share communities.
(Be sure to check www.picrealty.com in the future. I've seen the site briefly from someone's post not too
long ago but admin must have taken it down since it's not officially launched yet)

PIPS Premiere
This is our film and entertainment business. Our first major project is an animated 3D DVD of bible stories
for children which will debut at the Cannes festival in France later this year. We spent $2 million dollars
on the development of the project and we expect to make $500,000,000 from the merchandising and distribution
activities over the next five years. The two people heading the project are former Disney executives.
Many animators used on the project were from PIXAR and Disney. We have several children’s film projects
under development and will also be producing records by Australian music artists. (For a look at the project,
go to http://www.thekidsbible.com/ and this, http://content.nrb.org/convention-fi...xposition2.htm
look halfway down the site)

PICPAY
This is our internet gateway. We designed the company to compete with Paypal! Soon PICPAY will offer merchant
accounts so that members can buy merchandise using funds from PIPS. PICPAY fees that members pay for money
processing are paid back to members through ROI.

PIPS Fashion
PIPS will soon be marketing a clothing line by top Malaysian designers. The line of men’s and women’s clothes
will debut at the convention in Hawaii. The designs will also be shown in Paris and at all the major fashion
shows in Europe. Members will have opportunities to franchise clothing stores.

PIPS Bistro
The Bistros will offer an internet café and will feature informal and fine dining plus catering for business
lunches and dinners. Our First Bistro will open in Malaysia this November with franchises being available
for members after the first of the year. When members buy the franchise, the company will completely set
it all up. We hire the contractors, help find locations and will even hire the staff and chefs. Members
awarded franchises must have business experience. The Bistros will be a home for PIPSters, serving as a
merchandising and information center for the PIPS clubs which are now forming all over the world. Also,
keep your eye out for www.pipsbistro.com )

PIPS Foundation
This is a subsidiary of PIC Trust and will fund humanitarian projects world wide. The first grant was made
to the Isabellamina Foundation (a member of the World Council of Peoples for the United Nations) which will
build safe housing for the street kids of the Philippines. We will be donating $250,000 a month to build
Ronald MacDonald-like houses world wide. Eventually, the Foundation will be getting PIPSters on committees
and we will be able to make proposals for our own charities.
(For the Philippines Govt. press release : http://www.dole.gov.ph/news/pressrel...mber04/352.htm )

New Mark Businesses
This was established in 1997 and is the operations powerhouse of the group. It houses the staff support,
check processing and basic management. We have six offices in Malaysia and next year we will spread out
worldwide.

PIPS Secured
3% Program/$1,000,000 Principal For high end investors. These will be special programs allied to the UN and
US treasury. Minimum investment $1 million Capital is guaranteed and fully secured sitting in a bank account,
for which you are the sole signatory for that bank account. No one else can touch that money. Funds also
secured through Professional Indemnity Insurance. This pays 3% per day for 1 yr 1 day.
At the end of the term you can renew for another 1 yr 1 day or you can opt to withdraw your millions.
This is basically a 600% per cent return on the money or $6,000,000 for the $1,000,000. Two months of
interest is paid to the UN for humanitarian projects.

Miscellaneous Information
Members Withdrawal amount – this was in November 2004
The biggest withdrawal amount now stands at $150,000.00. There are lots of $30,000 to $40,000 withdrawals
per transaction. Amount withdrawn per day is $1.5 million.

Trading information
Revenue generated from trading
This is a very small portion of PI revenue. The return is good and well managed with stop loss and quotas
for each trader. For every $100.00 used for trading, 40% comes from the members and 60% is PI fund.
Therefore PI only needs to generate 0.8% (40% of 2%) for the members. As the trading works on the margin
of 12:1, it only needs to generate less than 0.075% (0.8/12) for the members.(thank you S for all above)
-------------------------------------------------------------------------------------------------
__________________________________________________ _______________________________________________

A compilation of all relevent known facts from the excellent thread "A Humble Request" originated
by our illustrious friend Arcturus with contributions from many honourable members of Rolclub.
This post acknowledges and thanks all subscribers to that worthy thread and takes the liberty to
quote from the same source, all necessary data.

ALTHOUGH I HAVE TRIED TO SHOW A CHRONOLOGICAL ORDER OF EVENTS IN THE HISTORY OF PI, ALL DATA IS, AT
BEST, RELIANT ON PERSONAL MEMORY AND WHATEVER DOCUMENTARY EVIDENCE IS TO HAND, THEREFORE SOME DATES OR EVENTS MAY NOT BE IN THE CORRECT SEQUENCE. NOTWITHSTANDING HOWEVER, I HAVE KEEP SUCH AS A BARE BONES OUTLINE ONLY WITH LITTLE COMMENTARY.

() EVENT ?? NO FACTUAL INFORMATION <> UNDISPUTED FACTS # FURTHER READING (member acknowledgement)




.................................................. ................................................
........................................2003...... ................................................


PURE INVESTOR HAD BEEN ONLINE FOR SOME TIME WITH THEIR 7 x 4 MATRIX WHEN IN LATE SUMMER OF 2002 PI
FORMED A PARTNERSHIP WITH JACK SHEMESH AND SUZANNA NIELSEN OF GOLDENWOMB. A NEW PROGRAMME, THE MASTER MATRIX CLONE SYSTEM WAS FORMED, BASED ON THE SAME 7 x 4 MATRIX STRUCTURE AND TO RUN ALONGSIDE THE ORIGINAL PROGRAMME. GOLDENWOMB PROVIDED THE EXPERTISE AND KNOWHOW TO CLONE ONE MATRIX INTO 40 SEPERATE BUT UNIQUE MATRIXES INTERLACED INTO ONE MASTER MATRIX, THE FIRST COMPLETED MM TO ACT AS A TEMPLATE FOR ALL PROCEEDING MMs.

# THIS website gives much information about PI, The Clones, PIPs although some links are
blank or duplicated.
http://web.archive.org/web/*/pureinvestor.com (colinone)

() SPRING. MM Members are encouraged to open a LOYAL BANK account with attendent Debit Card.
() THE Goldenwomb homepage provides the only entry point to join the MM Clone System.
() Clone payment methods include wire transfer, cheque, CC and e-currencies.
.................................................. .........
() APRIL,Master Matrix clone system launches, MM1. First commission run scheduled for May 1st.
() Commission payments, wire, cheque, Loyal Bank, e-currencies.
(cheques from Malaysia..6 weeks)
() MEMBERS allowed to withdraw commission weekly and invest in the 2% fixed deposit investment
scheme or to e-currencies. This investment open to all PI members.
() A 7 x 4 matrix commission payable dependent upon where one fell in that structure when formed.
() MONTHLY fees to be paid from received commission.
() sIX CLONES to be added to each MM on a monthly basis, the final month will add ten clones
for completion.
() MM2 in the process of forming from spillover in MM1.
.................................................. ................................................
() MAY: The 2% Fixed deposit Investment is active.

AS THE YEAR PROGRESSED AND INTO 2004, MM2 LAUNCHED, MM3 WAS VERY LATE AND MM4 FALTERED DUE TO A
LACK OF NEW MEMBERS. EVER THOUGH EXISTING CLONE MEMBERS PURCHASED ADDITIONAL POSITIONS, ATTRACTING NEW MEMBERS PROVED DIFICULT DUE TO THE HIGH COSTS INVOLVED. THE 7 X 4 MATRIX AND SIX CLONES PRODUCED A MONTHLY BUDGET OF $175, PAYABLE FOR THREE MONTHS (LATER 4 MONTHS) UNTILL COMMISSION PAYMENTS TOOK OVER THAT OUTLAY.

<> MANY members never received either a matrix commission or a clone commision. PI covered those
monthly fees themselves for each member that happened to fall into this position.
<> THERE was some shuffling between MM2 AND MM3 for those who struggled to make continuing payments
in MM2. Either they were helped by other members, or changed positions with members in the new
forming MM3 who could affort the fees.Some account were sold. Even Suzanna put together a fund
with help from existing members.

.................................................. ..................................................
........................................2004...... ..................................................

IT WAS BECOMING OBVIOUS THAT THE MASTER MATRIX CLONE SYSTEM WAS NEVER GOING TO REALISE THE DREAMS OF MOST PARTICIPATING MEMBERS FOR AN INCREASING MONTHLY INCOME AS EACH COMPLETED MM WAS INTEGRATED INTO THE SYSTEM, AS PROMISED AND OUTLINED BY GOLDENWOMB. AN OVERALL LACK OF INTEREST COUPLED WITH THE HIGH COSTS PROVED NOT TO WORK AS HOPED. THERE WAS A LIMIT TO THE RESCUE ATTEMPTS BY THE MEMBERS THEMSELVES.
THE 2% FIXED DEPOSIT (MIN $25 OR MULTIPLES) INVESTMENT SCHEME WAS WORKING FINE, WITH MANY MEMBERS
MAKING REGULAR DEPOSITS AND WITHDRAWALS. ONE HAD TO MANUALLY RE-INVEST TO COMPOUND RETURNS.
PI THREW OUT A CHALLENGE ON THE FORUM FOR ANY MEMBER TO COME UP WITH A WORKING PLAN UTILISING THE
2% INVESTMENT SCHEME..AND ONE DID INDEED PROVIDE AN EXCELLENT DRAFT OF WHAT WAS LATER, TO BECOME
PIPS.

() BRYAN and KEITH put the whole new programme and website together in a matter of weeks!!
() FEBUARY 13TH. a Friday, PIPS (PRIVATE INVESTMENT PROFIT SYSTEM) launches the website only.
() PIPS is LIVE 16th. (2004-02-15 47251 17 2004-02-16 2004-08-14 425.00)
() ALL members are from the now defunk clone system.
<> PI paid the full cost ($425) for all members of MM1 and MM2, and one month ($150) for MM3, MM4
members.
() AN mlm element added to the affilate website with ($10 monthly commission) incouragement to
advertise the PIPs opportunity.
() NON disclosure forms to fill in and fax to PI.
() TO join as a new member, CC, wire, cheque, e-currencies.
() PAYOUTS, wire, cheque, e-currencies.
() EON Bank handling PIPs accounts.
?? I wonder why Loyal Bank was dropped ??
() ABILITY to add to your account from any of the above methods.
() NEW investment opportunities listed in back office.
() NEW forum created for PIPs members.
() BACK office lets you set your own compounding %. A small amount donated from each members returns
towards humanitarian aid.
() ADD or subtract funds from your back office using e-currencies, or transfer funds direct
to another member.
() THIS statement on all PIPs websites : ALL FUNDS ARE PROTECTED BY THE PI, MALAYSIAN GOVERNMENT
LICENSED TRUST ACCOUNT.
() PEOPLE I can remember at this time. Bryan, head of the company, Gary, General Manager, Sharon,
long time ADMIN of PI, Keith, a little later, Burn and Rina.
() TWO plans for would be members. The full $450 entry or three monthly payments of $170,(see below
regarding problems).

MOVING FORWARD, PIPS BECOMES A HIT WITH THE INTERNET COMMUNITY, SIGN-UPS STEADILY INCREASING,
MEMBERS INTRODUCE FAMILY AND FRIENDS, BUY ADDITIONAL ACCOUNTS FROM EARNINGS. THE WORD IS SPREADING. SERVER OVERLOAD PROBLEMS OCCUR WITH INCREASED TRAFFIC COMPETING WITH PIs DAILY MEMBER ACCOUNT UPDATES. NEW SERVERS PROMISED. THE MOMENTUM BRINGS IN NEW STAFF AT PI, LOTS OF FUTURE PLANS OUTLINED, THE PACE IS PICKING UP.

() THE convention has got off to a great start. We could pay costs direct from our PIPs account.
<> ABOUT this time PI,s e-gold account is hacked and all funds removed.
() STORMPAY are proving too costly with fees, no one wants e-bullion.
() ALL e-currencies abandoned, we are introduced to PICPAY.
<> $5 bonus offered on sign up to Picpaypay.
() PIPs account now tied to a Picpay account for all funding and withdrawal proceedures. 2% fee.
() MEMBER to member transfer of funds only through Picpay. Fees reasonable at 50cents.
?? Members on the $170 monthly plan, including MM3 and MM4 carried over members having problems
paying those monthly fees. The PAY NOW button is inoperative within the back office..this
problem drags on for months and I never saw it completely resolved.?? Eventually the three
month payment plan is dropped.
() NEW PI staff members introduced.
() WEBSITE down for approx 2 weeks due to "attacks"
() PICPAY open their own forum.
.................................................. .............
() MAY, NOMINATE PIPS sponsor.

AS SUMMER APPROACHED BRYAN MADE HIS WORLD TOUR PLANS. PICPAY BECAME A VERY BUSY HUB FOR PAYMENT
PROCESSING, NEW STAFF COMING ONBOARD, NEW DEPARTMENTS, CC PROCESSING, THE NEW PLANNED DEBIT CARD
TEAM, MEMBER ACCOUNTS AND SUPPORT, BESIDES THE NORMAL ACCOUNTING FUNCTIONS.

() SUPPORT ticket system added to PIPs forum.
() BRYAN starts his world tour.
() SPEEDYWALLET introduced (VAT).
() VERIFICATION documents faxed to PI to activate Debit Card.

THE MOMENTUM IN PIPS GROWTH TAKES OFF WITH BRYANS WORLD TOUR. THE PIPS FORUM IS THE PLACE TO BE WITH GOOD ALLIANCES FORMED, ACTS OF CHARITY WITH WORLDWIDE MEMBERS CHIPPING IN TO HELP, PAYMENTS GOING OUT ON TIME. NO PROBLEMS OR HINTS OF WHAT IS TO FOLLOW.

<> BRYAN donates a four figure sum to the friends22 PIPs members help fund.....(MichaelR)
() MEMBERS form their own e-currency exchange on the forum against the advice of Bryan.
() ONE recognised e-currency trader allowed onto the PIPs forum.
<> MANY people asking for help on the forum, LOTS GIVEN.
() PIN Security feature added to Picpay accounts
.................................................. ..............
() SEPTEMBER. 5Year trust plan launched
() WEBSITE access problems
.................................................. ..............
() NOVEMBER, pipS own data centre comes online (rolbuddy)
() POOLING of member funds (3% and other projects)
() WITHDRAWAL problems, BANK WIRES.
() BRYAN in Manila between November 20 and 24 to turn over PIPS’ First Humanitarian contribution
that will help street children, he also announced the formation of the PIPS Foundation. PIPS
Foundation will be the agency through which requests for other humanitarian projects will be
submitted.
<> STATEMENT FROM BRYAN: During the past 6 months we have seen fraud attempts escalate to
well over $1million a month. We have stopped a great deal of it but it still is the source
of much of our credit card processing problems. In the future, the only way we will accept
credit card payments is through prior credit card verification through Picpay.
.................................................. ..............
() DECEMBER, wire transfers very slow. HSBC Bank freeze PIPs account (chester)
<> NON payment to PIPs by CC Processing Houses involving $$Millions amounts (Bryan himself)
() PIPs forum under attack from trolls.
?? DUTCH bank in Curacao ?? (Netherlands Antilles) (offshore-wealth.com)
() CC Payments on hold

2004 CLOSES WITH SOME ISSUES UNRESOLVED. WE HAVE BEEN MADE AWARE OF CC CHARGEBACKS, BANKING PROBLEMS, BAD MONEY ENTERING PIPS THROUGH MEMBER EXCHANGES, PROBLEM TICKETS UNANSWERED AND PLENTY OF DOWNTIME.THE FORUM ITSELF, ONCE A TIGHT NIT COMMUNITY HAS BEEN INFILTRATED BY THOSE WHO WOULD DO US AND PIPS HARM. WE ARE HOPEFUL FOR MORE SECURITY WITH OUR PIPS ACCOUNTS AND SOME FORM OF NEWSLETTER ON COMPANY UNDATES FOR MEMBERS EYES ONLY.

.................................................. .................................................
........................................2005...... .................................................
() JANUARY Speedywallet still operational, Cheque requests outstripping wires.
() PIPS is now PEOPLE IN PROFIT SYSTEM.
() BRYAN travelling to JAPAN to open bank accounts.
() WEBSITE access problems
() NO reliable PIPs news.
() NO word from Bryan over one month.
<> HELP members get to the Hawaii Convention. Azmia sets up an assistance Fund
.................................................. ...............
<> FEBUARY CC payments allowed once more (Bryan himself)
() WITHDRAWALS at a crawl.
() PIPs account now tied to one Picpay account.
() VIRUS found on PIPs forum.
() MEMBERS selling Picpay for cash creating problems.(goldeneye)
() ORACLE cOrrupted files CRASH. All Picpay transfers cancelled, 31st Jan till 5th Feb. Funds reversed
back to PIPs accounts. Other methods of funding on hold in Picpay. (goldeneye)
() PIPS Pin temperary disconnected.
() BANDWIDTH increased to reduce log in problems,
?? CAMBODIAN bank (PSKFinance) ?? (michaelR)
?? PCI Bank, Philippines ??
() PICPAY up fees to 2% for all transactions.
?? PIPS ACCOUNT access problems (was this the flooding problem)??
() ACCESS to Picpay very limited, servers?? (goldeneye)
.................................................. ..............
() CURACOA International Bank,Netherlands Antilles..PLATFORM=Exactpay..held up with bug problems.
# www.exactpay.com
() SPEEDYWALLET Jan withdrawals arriving.
() MARCH Hawaii Convention
<> HAWAII NOTES: Gary spoke briefly about the recent difficulties with the world banking resistance
to PIPS, but deferred mostly to Bryan for the explanations…his role was to mostly introduce Bryan.
Bryan spoke next and mentioned that PIPS is now in 42 countries, with 180,000+ members (credit card
transactions are again back on-line) and is expected to reach one million members by this year’s end.
He is considering opening up China, which would make membership soar!!! PIPS can and will support
those numbers because the PIPS investments “make way more money than what goes to 2% paid to the
membership”.
Bryan addressed the withdrawal issues by stating that the world financial institutions have resisted
and hindered PIPS because of perceived threat to their abilities to profit off others (as banks do),
which is the incentive for his “BIG ANNOUNCEMENT” that PIPS is establishing PIC Bank in Cambodia. The
license should complete within the next 30 days, the facility has been purchased, cooperation is there
from the Cambodian government (PIC Bank is very much wanted and encouraged there by them), management
and main staff have been hired and the PIC Bank is expected to be operational within three months.
The current banking situation has resulted in slow downs initiated outside of PIPS to the point that
only 6 to 20 wire transactions are being processed daily by the bank, down from 600 per day before all
the problems. This slowdown has resulted in lost earnings of approx $100 million dollars from investment
potential. Also, PIPS has recovered from the loss of approx $3 million dollars because of credit card
frauds. Again, all of this has resulted in a speeding up of the PIPS Bank development.
Bryan noted that they are also continuing to set up other banking, noting that withdrawal processing is
already speeding up and will begin to get back to normal (processing with 3 days of request) “soon”,
especially once the testing of the latest Antilles bank electronic platform is done and activated, again
“soon”. Bryan stated that he could not give specific dates, only that improvements and back to normal
operations will happen.
What I got is that the PIC Bank will go a long way towards in-house processing needs, but that won’t
happen right away. Instead, PIPS is pursuing other banks that can provide the levels of service needed ASAP.
I appreciated the statement by Bryan of “one of these days those same banks will approach us (PIPS) to
help them out”, eluding to the fact that PIC Bank will become a major world bank, based on a strong gold
reserve (PIPS is currently stockpiling a gold reserve to back the bank). Bryan noted that the trend and
outlook is for the need of gold (and silver) as currency backing, noting that China and other nations
are now stockpiling gold to back their currency.
Bryan stated that PIC Bank & Trust will specialize in trust and offshore accounts, tax shelters, investment
and lending, merchant banking, in-house credit cards. He especially noted that staff will be able to assist
members with setting up of tax shelters and IBC’s (international business corporations).(Hesitatenot)

() PROFILE, you can now edit your personal details in your PIPs account.
() MERCHANTS complaining of none payment
.................................................. ...............
() APRIL, Picpay to Picpay stopped (nej)
() WARREN WEBB joins the company.
() PIPSAID is live.
<> GARY POST: APRIL 23rd.Since being back we have made some good progress in numerous areas. One of
those is in banking and we have just complete opening accounts in the Philippines. We are currently
waiting to receive their e-banking platform. Hopefully the platform will be in place by the middle
of next week. Unfortunately with the opening of one new we are having an old one close. Yes you read
it correctly..FCIB is about to close. As of April 29, 2005, they will not accept any more transactions.
So look for new banking coordinates before you transact funds.
The Realty program is starting to move and many applications are coming through every day. The process
will take about 30 days to complete before we take over your mortgage payments.
Applications for Franchises are also coming in. Members are realizing the importance of have something
to do and also adding to their investment portfolio.
Lastly for today is that a large number of members keep complaining that they have lost money by
exchanging with another. We will not and cannot intervene as it is totally outside our system. All
along we have tried to discourage exchanges as many are fraudulent. Cases came to attention last week that
involved over $100K. In some cases members have exchanged with fraudulent funds and their accounts have
been frozen. Then gone on to open other accounts with fraudulent funds, unbeknown to them. Unfortunately
many members are being caught and losing their funds and accounts they have set up being closed.
This is of great concern to the members being caught and of great concern to us but unless people stop
exchanging losses will continue and we are unable to stop it. Let your patience and not your emotion be
your guide and within a number of months this will all be past us.
To try and assist all members better with their inquiries and to ease the work load of our support staff,
I am initiating some new methods in the office. We are going back to the ticketing system for support.
As PicPay is operating well within the ticket system and clearing them daily we will only be accepting
member issues via that method. Only issues sent via a ticket will be accepted. No more emails will be
accepted for problems.(goldenoldie)
<> BRYAN POST: APRIL 27th. Just a brief update regarding some of the posts being made here.
1. Speedywallet and the debit cards ARE NOT being closed down, we are currently renegotiating the
operations. When this is complete WE WILL MAKE THE ANNOUNCEMENT and things with debit cards will move
again.
2. With respect to wires and withdrawals we are in the process of setting up the new e-banking platform
and as soon as this is completed WT's will start moving again.
3. To those that believe by contacting Banking Institutions, Governments and Authorities about operations
that are in the process of being setup they will gain more information. DO NOT DO IT, all you do is make
life more difficult, until all is settled the people you contact DO NOT KNOW ANYTHING and then start
asking questions through ignorance and confusion, this tends to rock the negotiation boat.
PLEASE WAIT FOR UPDATES FROM US (goldenoldie)
.................................................. .............
<> BRYAN POST: MAY 6th. This is just a short update to let you all know what is happening. Due to several
factors we were not able to get the new platforms up this week. The bank have completed the E-banking
platform, but before it can be activated there is a code that must be entered at the bank itself and I am
the only one that can do it. I will be in Manila on Monday to do that and the guys will then be able to
start integration and get the system up during the coming week. As Prettywoman said there are also more
announcements to come from Manila this week so 'WATCH THIS SPACE' The Speedywallet platform was also not
ready this week due to some contractual and operational issues that are still being negotiated. The
total is that the E-banking platform and WT's should be starting up again this week, Speedywallet may be,
but I think it is likely to be the week after. Things are still moving in the right direction, so hang
in there guys. (goldenoldie)
<> BRYAN POST: MAY 11th. Just a brief message from Manila, although the e-banking platform is not fully
completed yet there is some good new. The bank will start sending out ALL of the remaining WT's from
December tomorrow. I still have much to do in the Philippines this week and will only be back in Malaysia
on Sunday and will then be off to Panama within 2 days. Gary is continuing the dialogue and setup with VAT
and there are also a few more initiatives in the process. (goldenoldie)
() BRYAN and Gary travel to Panama.
() DELEGATION from Cambodia regarding the bank visit PIPs offices.
.................................................. ................
<> BRYAN POST: JUNE 1st.Although things went ok in the Philippines and believe me it was not easy to get
things done, the fund transfers did not hit our wire processor until late today which was too late to get
the wires moving and out. I can already feel the disappointment, nobody feels it more than me, BUT I
CAN GUARANTEE that withdrawals WILL START going out on Monday and GUARANTEE IS NOT a word I use lightly,
if at all. Apologies for the delays but we are doing everything we can, there are still third parties
involved. (goldenoldie)
() JUNE, last wires received by members (goldenoldie)
() NEW update from Keith in the forum:
No more pooling of funds and all existing pools to return funds back to participants. Gary supposed
to be overseeing this.
() MERCHANTS still trading but no one seems to have mentioned if they received their goods or if the
merchant was paid.
() REPORTED fire in database centre JUNE 3rd, out of action 5 days.(goldierox)
<> VAT UPDATE: JUNE 14th. The New SpeedyWallet Payment System is under development. VAT hopes to make
an announcement within the next several weeks that the system is complete and that PicPay Members
can start the registration process. At the time of the announcement, PicPay Members will be directed
to the PICPAY.COM website where there will be a Button located on that site that says Open Your
PicPay SpeedyWallet Account . By clicking on this Button, you will then be directed to the PicPay
SpeedyWallet Registration Page. Instructions will be on this page to assist you in filling out the
application information. After you have completed the application process, you will be directed to
your PicPay SpeedyWallet Account Page. VERY IMPORTANT!! Your PicPay SpeedyWallet Account will NOT BE
ACTIVATED until you have pre-funded your PicPay SpeedyWallet Account with the Activation Fee and six
(6) months of Monthly Service Fees. There are several methods for funding (Loading Solutions) your
PicPay SpeedyWallet, eWallet account: (i) ACH & SWIFT transfers, (ii) Bank of America locations,
(iii) Western Union Swift Pay locations, and (iv) Wire Transfers.
WITHDRAWING MONEY FROM YOUR PICPAY SPEEDYWALLET ACCOUNT: (i) you can withdraw funds from your PicPay
speedyWallet Account by transferring the money electronically to your bank account, or (ii) for those
PicPay Members that would prefer to transfer their funds to a Prepaid Banquecard ATM Debit Card
(rather than a bank account), there will be another Button on the PicPay SpeedyWallet site that will
direct you to a page that will allow you to purchase a Prepaid Banquecard ATM Debit Card. Some
additional information will be required and you will have to pay for the card at that tim
PLEASE NOTE: YOU WILL NOT BE ABLE TO OPEN YOUR BANQUECARD SPEEDYWALLET ACCOUNT UNTIL YOUR
BANQUECARD HAS BEEN PAID FOR AND A CARD NUMBER HAS BEEN ASSIGNED TO YOU!!
At the time that you open your Banquecard SpeedyWallet Account, you will have to pre-fund this
account with the Activation Fee and six (6) months of Monthly Service Fees. The Banquecard SpeedyWallet
Account is strictly for the management of your Prepaid Banquecard ATM Debit Card.
() NEW PIPS website launched, JUNE 17th with PIN account security.(goldierox)
() ATTEMPTED sale of Picpay database (goldierox)
() NO news from either Bryan or Gary
() PIPS forum closed to postings.You can still Log in to read updates.
<> BRYAN POST: JUNE 15th. The Picpay and PICTrust forums will be closed immediately, the PIPS forum
will remain open until the end of the week to allow members time to read this message.
For 3 years I have seen so many friendships and bonds develop through the forums, members have pulled
together on so many occasions to help others in dire need, such is the spirit of PIPS and the special
group of people that are PIPS members. Unfortunately it is no longer the case, the genuine PIPS members
are still here and full of compassion, but there is, as we are all aware devisive and subversive groups
around that use the forums to satisfy their desires of bringing PIPS down. Due to these groups we have
no alternative than to close the forums altogether, so that they can get a life and we can continue with
ours. ADDITIONAL MESSAGE, SAME DAY: On the PIPS web site it states that ALL information is for personal use
ONLY. In the light of this and problems that have arisen from members establishing their own PIPS
associated websites. ALL MEMBER WEB SITES MUST BE CLOSED AND ANY LINKS TO THE PIPS WEB SITE MUST
BE REMOVED ANY OTHER ADVERTISING BY ANY MEANS, INCLUDING THE HOLDING OF MEETINGS MUST CEASE
Unfortunately we live in a world where not all people see the helping of others as something we should
be doing and as such cause problems with authorities. To alleviate these problems it is mandatory that
all and any advertising of PIPS cannot be tolerated anywhere. (goldenoldie)
.................................................. ................
() JULY, Update about C and D orders
() PICPAY, no withdrawals going out
() THIRD week awaiting Bryan update.
<> UPDATE FROM BRYAN: 07-JUL-05 “Hi Everyone, There has been a lot going on over the past 10 days or so.
1. For those that have tried the credit card payment system you will have noticed there is a new
processor in place. This has been done to improve the efficiency in processing, reductions in the
number of failed attempts and is available to members in all countries.
2. On withdrawals, we are almost there in resolving the issues that have been plaguing us for months
and members will see a marked improvement in the completion of withdrawals very soon.
3. The bank in Cambodia is still progressing very well, submissions have been made and feedback from
our people there is that all has been received very positively. The process of obtaining a licence
is a long and arduous one, but we are getting there.
4. On the legal front, although we do not accept that the 5ytp program contravenes any regulation in
any jurisdiction. On futher legal advice from our lawyers, we feel that it is prudent for us to suspend
the program for moment. This will enable us to address the issues being raised by certain jurisdictions
over the program. All funds paid into the program to-date will be put back into members Picpay accounts.
Once we have satisfied the relevant authorities on the legitimacy and legal issues we will look at the
possibilities of re-instigating the program.
I know this has been a very hard and frustrating time for everyone and none moreso than ourselves, we
have been working extremely hard on what may to some, appear to be insurmountable issues. We are getting
there, albeit slowly and everyone, members and the companies will survive to go forward together for
many years to come.(whatever)
() CEDAR Management invited to PIPs Malaysia.
() OWEN PLATT writes Bank Negara Malaysia (dragonmom)
.................................................. .................
() PIPs goes off-line Aug 16th.
<> BRYAN POST: AUG 16th. We are still working intensely on the solutions. There is a lot of rubbish being
put about on what is happening, I have not and will not release any information until we have the whole
thing together. Everything you see is pure speculation. Even my staff do not know what our lawyers,
financial advisors and I are doing, a little knowledge is dangerous and gets totally distorted.
All I will say is that EVERYTHING WILL WORK OUT OK!
<> SUZANNE POST: AUG 23rd. I have been haunting the forums and my contacts for information
over the last week and after weighing the bits and pieces based on source reliability, attitude, past
accuracy and geographical location I have compiled a current update. I will once again categorize by fact,
probable fact, speculation and prediction. I was tempted to add a "half-truth" category as well, but
so many of them are floating around the forums and in other updates that I will assume you've seen them.
If you haven't, consider it a blessing as all they will do is cause panic and make you freak out with worry!
I will not say that it's all roses and butterflies in PIPS garden right now, but if you look at the facts
objectively, I think you will come to the same conclusion as I... that it isn't all weeds and mosquitos either.
Fact: All PIPS sites and related sites went down on Tuesday, August 16.
Fact: Bryan has a history of calling a spade a spade and telling his members when a program is impossible
to continue.
Fact: The UK consultants working with Bryan have stated that there are viable options to make everything
work or they wouldn't be putting in the effort.
Excerpt from an update by Rex, one of the UK consultants working with Bryan:
2. In my Q &amp; A I told you that PIPS would have to be restructured and that it could not continue in
its pre-existing form. I told you that Robin was in Malaysia at Bryans request to assist in the planning
of that reconstruction. He returned having completed his part of the task last weekend. However, we do
not know which restructure plan Bryan has elected to go with.
3. I advised you that The Bank of Negara (equivalent to Bank of England) would have to assess and approve
any reconstruction. Therefore it should come as no real surprise that it has chosen to seize the books and
records to enable that assessment. I have considerable experience of working in this situation. The banks'
primary concern will be management, how the need for the reconstruction came about, whether the management
were culpable in the problem, and whether the proposed reconstruction is potentially successfull.
4. The sites are down because of that seizure. All of the books & amp; records are computerised. I am no
computer nerd, but even I recognise the difficulty of managing a changing situation without the physical
presence of the machinery.
Fact: Bryan had an appointment with a government agency for an audit as early as mid July, but that was
delayed several times.
Fact: Bank Negara, Malaysia's Central Bank, was at PIPS offices on Tuesday Aug 16.
Fact: A group of disgruntled merchants sent a letter of complaint to Bank Negara several days ago
(probable date is in early August) accusing Bryan/Picpay of illegal actions and asking them to investigate.
Fact: Eyewitnesses report that the bank officials entered and discussed with Bryan and staff. The bank team
consisted of mostly tech people (since records are stored electronically).
Probable fact: No eyewitness accounts included mention of uniformed policemen or forced entry or confiscation
of any kind.
Fact: Bank Negara's team left with the servers and databases to do an audit of the company.
Fact: Employees and staff were sent home by Bryan and are now on "furlough" until the servers are brought
back. All PIPS offices are closed. The Bistro and PIPS Fashion remain open.
Fact: Bryan told Bill from PIPS-USA that he is meeting with the bank today and is going to request that
the servers are given back so that all other operations can continue while they investigate PIPS/Picpay
(PicRealty, PIPSAid, etc).
Fact: PIPS is registered in Panama. Picpay is registered in Lubuan (Malaysia).
Fact: Bank Negara has no authority over PIPS. It is Picpay that is being looked over, but in conjunction
with PIPS.
Fact: Bryan registered a new website on August 5 called "PSKFinance"
Probable fact: Any plans for restructuring Picpay must go thru the Malaysian authorities.
Fact: Bryan contacted Tom Broadbridge from PIPS Premiere on August 18 and asked him to post this message
on the Aussie forum.
Hi All,
I just received a call from Bryan, he asked me to make this post as, unfortunately, due to circumstances
beyond his control, he is unable to access his computors. Bryan asks that everyone to please remain calm,
he is currently involved with meetings with the Malaysian authorities, further meetings are planned over
the next couple of days to resolve a number of issues. Bryan expressed his confidence that all issues will
be resolved and asked me to convey his thanks and appreciation for all the support.
Thats it for now!! All the best Tom
Fact: Malaysian law is extremely strict on fraud.
Fact: Neither Bryan nor Sharon have been arrested.
Fact: Bryan is in contact by phone with Tom and with Bill so we are getting news from Bryan through these
chosen spokespersons.
Speculation: Consensus on the forums is that this is a positive move forward in Bryan's efforts to find a
solution to the Picpay fiasco. There are many negative spins on the information available, such as this was
a raid involving police and confiscation, etc. But those close to the offices do not report it this way and
we do know that Bryan had scheduled a meeting with some government agency to go over the books and get a
clean bill of health so that payments could move forward.
All eyewitness reports indicate that the visit was no surprise and had been planned. It was in fact an
appointment Bryan was looking forward to. My opinion is that he was NOT expecting them to take the servers
and databases however and when it was realized that it was necessary for them to take them to their offices
to do the audit, Bryan and the IT department posted an update before they pulled the plug so that we would
know not to worry. Many think this is a forward move on getting the bank set up in Cambodia as well.
All we can do at this point is wait to see if the servers are returned and the other sites are back up as
Bryan is requesting today. He has since told Bill that he expects the investigation to last "maybe months".
The other thing we can do is not to panic when you see the negative spin floating around. The facts are
tweaked to create fear and confusion. Anything you see by Warren must be taken with a grain of salt. He
recounts facts as HE INTERPRETS THEM and admits to not being privy to all information and reasoning behind
certain actions. The UK consultants ARE privy to certain information so I will take their word over
Warren's... I assure you that not everything is what it seems. There are also several things floating around
that are complete fabrications or half-truths. The facts are above. Look them over and decide for yourself
if this is a positive or a negative event.
My prediction is that the banking officials will give Bryan clearance to continue in his plans for restructure
and aid his efforts to get us paid in a timely manner. I still predict that PIPS will change very little if
at all. Picpay will change form or be replaced entirely. So hang in there as we see what unfolds. I will send
another update when enough facts are gathered. I do hope this will help to clarify what is going on and reduce
some of the fear that is out there. Don't believe everything you read. Be discriminating based on source and
factual information. Is what you are reading a reaction or information? Reaction based on fact or reaction
based on someone else's reaction? Make these distinctions and you will see there is real information out there
and not just hype (positive or negative).
Remember that PIPS is set up as a real business and it is not an anonymous HYIP. The situation is real and is
not some fabrication/excuse from an anonymous HYIP program owner. Bryan is doing everything he can to see
that the business is sorted out with all authorities and will be able to continue. All we can do is support him in
his efforts to save PIPS or come up with another solution. Until he says it's over, it isn't. (joydot)

FURTHER READING FROM SELECT Q & A ON THE OLD PIPS FORUM (thank you magister)

Q 2% WHERE DOES THE MONEY COME FROM?
Below is a direct quote from the information brochure handed out to Pureinvestor members
at the 2004 Convention in Malaysia in early 2004.
"Our investment strategy is to maximise the investment return, while minimizing risk. To achieve
this, we use a tried and tested strategy of investing in leading and diverse markets worldwide
such as private equity funds, Bonds, Forex, Derivitives, IPOs, Finance and Property and co-investing
in direct investments with selected fund managers.
We have a proactive management style to identify leading fund managers and opportunities for investment
in fund and direct investments. Portfolios are diversified by country, stage, size of investment and
industry sector.
We access most private companies through the funds we select but, to further enhance our potential
return, we also follow a strategy of selectivity making direct investments with our chosen fund managers.
These co-investments are typically made in companies that give an investment performance that is better
than the portfolio average and with lower costs and charges.
Important concepts to keep in mind: PIPS companies are 100% cash businesses.
PIPS companies are internally financed and carry no debt. In this way, every business gets to
profitability faster. We have over $700,000,000 in assets and are debt free.
PIPS investments are very diversified, allowing greater flexibility and profitability.
None of the businesses has more than 25% of the company assets. This provides greater stability and
allows money to be moved around with greater flexibility.
PIPS companies are legitimate businesses. They comply with laws and regulations of the jurisdictions
in which they are incorporated and by the laws of the 76 countries world wide in which they operate –
including the US. Before we begin operation in any country we apply for operating approval. For
instance, we applied for SEC approval before beginning to pursue trading activity in the US. We do
not begin operations with out written approval from the various regulating agencies.

() Support Group
- Mr Burn P. - Operations Manager
- Ms Malar. - General Payment/Fees
- Ms Nazrina. - 2% Loan Fund
- Ms Salomi. - Wire Transfer In Only/Membership fees and upgrades
- Ms Norhaslin. - General Support Staff
- Ms Anusha. - General Support Staff
- Ms Latha. - General Support Staff
() E-mail Information Technology Services Group (I.T.S)
I.T.S Software Developement.
- Keith Eng. - Senior Programmer: System Analysis and Design - ROI System - Suggestion
and Improvement
- Yap Chee Kong. - Programmer : Analyst Programmer - System Maintenence - Payment Systems
- Tay Wee Hiong. - Web Programmer : Design, Interfaces and Back End Operations
System Maintenence
- Tommy Seet. - Web Programmer : Flash, Design, Interfaces and Back End
Operations - System Maintenence - Interface , Back End Operations
- Yudesh Govindaraju. - JR. Web Programmer : Interfaces and Back End Operations
() I.T.S Datacenter.
Nazir. - Datacenter Manager: Over All Operation of Techical Crew.

() CORPORATE BRIEF

Brokers
Refco Group Ltd. LLC is the world's largest non-bank futures commission merchant with more than
US$3.3 billion in global client equity and holds membership in all principal International
Exchanges. CBOT, CME, COMEX, CSC, EUREX, IPE, LIFFE, LME, NYMEX, SGX.

Fund Corporate Directors
EC Corporate Management incorporated under the Malaysian Companies Act 1965, Licensed and
regulated by Labuan Offshore Financial Services Authority ("LOFSA") to operate and conduct
full range of activities permitted under Labuan Trust Companies Act 1990. EC Corporate Management
services include provision for Corporate Director, the expertise to act as a Local Manager for
the purpose of providing trading documentation services, administration i.e. back office services
and managing the operational transaction flow of the trading activities.

PureInvestor
PureInvestor.Com Inc (Company No. LL 03518) incorporated under the Labuan Offshore Financial Services
Authority Malaysia.Company Directors: Bryan Marsden CEO,Foo Ming Lam,Phan Sew Ken,EC Corporate
Management. Pureinvestor.Com Inc are the owners and operators of the Pureinvestor Portal.

PureInvestor Private Fund Inc.
PureInvestor Private Fund Inc (Company No. LL 03560) incorporated under the Labuan Offshore
Financial Services Authority Malaysia and is currently authorised up to US$100 Million. Company
Directors: EC Corporate Management. PureInvestor Private Fund are Managers and Custodians of the
Investment Funds.

Trading
Pureinvestor Trading is contracted out to independent Traders on a performance basis, this ensures
maximum returns are achieved. The Asset and Portfolio Managers are however directly employed to
manage the Trader activities and implement risk management policies.

Trustee
EC Trust (Labuan) Sdn Bhd is incorporated under the Malaysian Companies Act 1965, Licensed and
regulated by Labuan Offshore Financial Services Authority ("LOFSA") to operate and conduct the
full range of activities permitted under Labuan Trust Companies Act 1990 including acting as
Trustee, agent, executor or administrator; incorporating or registering companies; settling
Trusts; and the provision of management and accounting services to, or directors , secretaries
and registered offices for, offshore companies. EC Trust provides the registered office and
other services to PureInvestor.com Inc and PureInvestor Private Fund Inc.


PIPS Team Management

Bryan Marsden (CEO and founder of PureInvestor.com Inc)



Alan Foo Ming Lam (Executive Director of PureInvestor)
A qualified accountant by training and profession. Alan is also a graduate in Food Science from
Wyoming University, USA. His initial years as an accountant, between 1989 and 1994 with Tor & Cp,
a Kuala Lumpur-based public accountants, exposed him to auditing, accounting, taxation and financial
consultancy.

Rising from an audit trainee to general manager of Tor & Co, Alan took on more complex tasks,
including financial consultancy for SMIs in multiple industries.
Five years later he joined as a business partner in Cheng & Co, another Kuala Lumpur-based public
accountant and was primarily involved in business development activity of the firm, adding new
top-notch companies to its portfolio of clients.
In 1996, Alan was appointed executive director of Top Assignments Consulting and since then he
has been actively involved in the development of SMIs in Malaysia between 1997 and 2000, Alan
has successfully assisted in securing close to RM90 million in loans for more than 20 companies
from major commercial and goverment banks in Malaysia.

As the executive director of consulting firm for SMLs, Alan holds regular dialogue with
Central Bank of Malaysia (Bank Negara), Credit Guarantee Corporation, Goverment Development
Banks, the Malaysia Economic Planning Unit, under the Prime minister's Department, the Ministry
of Finance in Malaysia and Commercial Banks, including offshore banks.
------------------------------------------------------------


Phan Sew Ken (Director of PureInvestor)
Gary J Nichol (Director / General Manager of PureInvestor.Com Inc) In Charge when Bryan is not in the office.


Mohamad Ayub Abdul Malek (Director / General Manager of PIC Capital Sdn Bhd)
Mohamad Ayub is a Corporate Banker and as Director cum General Manager of PIC Capital, he is
responsible for the Portfolio Team looking after investments in various hire purchase and
leasing activities of the fund. He brings with him more than 15 years experience in risk assets.
Mohamad Ayub has held a number of roles during his 20-odd years in corporate banking, credit &
marketing and venture capital.
He was previously AFFIN Finance Berhad's (AFB) Assistant General Manager of Marketing & Business
Development. Besides ensuring AFB's risk assets, he monitored the effectiveness of the credit and
marketing terms and personally veted all corporate proposals prior to presentation to AFB board
of directors for approval.
A Hartford University, MBA graduate, Mohamad Ayub started his career in 1977 with pharmaceutical
manufacturer, Inchcape Group of Companies Malaysia, as a production executive tasked with the
smooth running of the production lines.
Seven years later, he left to join IBM World Trade Corporation as marketing representative.
Between 1986 and April 1990, Mohamad Ayub served with Chase Manhattan Bank N.A, Kuala Lumpur
and Oriental Bank Berhad as credit & marketing officer. In May 1990 he was appointed Assistant
Vice President (credit & marketing) of Security Asian Bank Ltd in charge of maintenance of
corporate loans portfolio and business development. (thank you John for all above)

[everwiser]

Three simple words, Paddy....YOU 'DA MAN!!!

[manoo]

Thanks Paddy, just makin' a coffee to sit down for a good read!

Manoo:-)

[paddyfield]

Thanks EW, I hope it fits the bill.
A very special thank you to those members who sent me additional information, helped fill some missing dates and for their words of encouragement.
Regards , and bless you
paddy

[tonyd56]

Thanks for the time and effort in putting all this together Paddyfield.
Awesome stuff. ;-)))

[Hasse]

THANKS PADDY... and... for those who might be interested... as the humble thread's been locked: largo and i are 'on the same line' again thanks for your mail largo... misunderstandings again... so easily ... but... back again... strong together [grin]

[Hesitatenot]

Excellent job Paddy!

I do have a question for anyone that may be able to answer it.
In regards to the following "Fact" that was listed:
"Fact: Bryan told Bill from PIPS-USA that he is meeting with the bank today and is going to request that the servers are given back so that all other operations can continue while they investigate PIPS/Picpay
(PicRealty, PIPSAid, etc)."

Bryan had made the following statement on 4/12/2005 in regards to the
lottery (Pipsaid):

Dave,

The lotto has always been a part of the overall pips operation and before the BN situation it was growing at a very good rate. If not for the BN intervention we would have been able to provide support to Katrina and the South East Asia Earthquake victims. Are these causes not worthy of our help through whatever parts of the overall it comes from.

The reason the Lotto site will be the first up is because it is the only part not under BN investigation at the moment.

Bryan

Was Pipsaid under investigation in accordance with the "Fact" listed,
or was it not?
Maybe Pipsaid was never under investigation, but it was inadvertantly
listed with the other entities?

[Chester]

paddyfield.

Great stuff!!! Thank you.
Just one thing though;
perhaps you ought to get it copyrighted before Owen the Plagiarizer, gets his beady little eyes on it :--)

[paddyfield]

lol @chester.
Thanks guys, still some more dates to add data to, but at least I can edit from here :)
Have a good night
paddy