If you think having a drink with someone you do not know and have never met and you mention something about an organization called PIPS and mention a local (?) bank holding onto information and that person happens to tell you that they are not holding onto information and you pass that information on is being negative.....so be it. I am not negative. I truely hope like everyone else PIPS will become a reality again and that everyone will be able as a minimum to recover their initial investment. As for people knowing information they are not to devulge....get a life it happens.