You're correct, PIPS has changed my life or better yet changed a percentage of my savings balance. I loaned PIPS 10K and would like to get a return on my loan via a valid withdraw. Valid withdraw means cash in hand not on a simulator. I would be pleased just to get a formal letter explaining the situation. I get a monthly report from my Edward Jones and Janus accounts you would think we could get a formal letter from PIPS explaining the situation.