I got thinking about our $800 that we paid to loyal bank so that we could have an account and debit card. I've been in since July and was not able to use the card yet nor fund my account. I was just going to. Will we have to pay another $800 with no plexpay account? Will they carry it over for the next year? And what about them freezing our accounts (even though I have nothing in mine) Will they give us credit? I hope plex will get on soon I would hate to pay it again or lose it being not a fault of our own.