People say It's not difficult to earn money, but one has to work hard.

But I see a lot of posts on this forum from people having a really hard time generating an income online.

The statistics both online and off is that 95% of people fail when setting up their business.

Some one say that it hard accomplishing their goal while others tell that the number one reason people fail in MLM, is because of training so they don't know what they are doing.

Do you have any other opinion?