Been paid 2 weeks straight now

I just started investing with HYIP. Anyone else do this? They seem so risky. I was in one program and invested $10 in 12 days I had made $50 as promised but they will only let me withdraw 10 cents a day! It's going to take forever to get my initial investment out.
The other one I joined (it's not fast-market) seems to be doing well. Support is good they have a forum and so far the posts have been positive. I'm getting my money as promised (so Far). What are your views on HYIP? Something to gamble with or stay away from?

RULE #ONE!!! - DON'T FUND NEWBIES except with a minimum to get your foot in the door if they are closing to new membership. Don't put your money in ANY program that offers only an e-gold number to do a spend to and a yahoo, ziplip, hushmail, or hotmail address as the only means of communication with them. These programs IF they have a website will usually have a FREE website from Homestead, Tri-pod, Geo-Cities, etc. Your chances of turning a profit with these ops are very very bad - there have been hundreds of failed programs using this agenda. This goes for most ALL of what we call quick "in and outs" also, but can also apply to very professional looking websites that give you virtually NO contact point information.

Only invest or participate in programs that give you a phone number to speak with and a fax number and a program manager's name to deal with as well as a snail mail address and place of doing business from. Or at least make sure your sponsor or someone upline has this information or don't participate.

I normally will not fund any program that does not have a track record of at least 6 months to a year or more. My best program has a track record of over 30 years now. Some I will join with a minimal spend and watch them over the course of the next several months; if they are still around I will then add little bits to them as I gain confidence in them. I don't fund ANY ground floor opportunities, and I don't fund things that come to me from people I don't know.

Rule Two - Regarding trades and programs involving trades.
Don't go fishing where you ought not to be fishing. This advice comes from my mentor. I can't emphasize the importance of this strong enough. Let me say a couple words about doing so-called 'due diligence' on paper trades. IF the little investor understood even a fraction of what this is all about, they would know that DD is not something that can be done on these. If you are coming in with 10MM, you will be able to satisfy yourself about legitimacy with irrefutable proof, because you will deal directly with the paperwork of the trade itself -- paperwork that even your own intermediary does not get to see. Sometimes an investor with 1MM is lucky to be able to get a sole sig account and be privy to more info -- but it is not the norm. As for the rest of us? Forget it. If you think you have to dig and snoop and post on DD boards, then get OUT of this arena. Let me spell it out: this business is a PRIVATE sector. There are no public registries, no BBB listings, no bankers or brokers who will confirm anything, nada, zero, zilch. All that can happen by snooping is that you yourself will be cut out from the action, at best. At worst, your digging will get the trade shut down in its tracks. Hopefully, not by the SEC, but by more friendly entities, and you will at least get your money back. For the small investor, this business is based on trust and personal relationships: you know me, I know "A", "A" knows "B", who works with manager "C", who knows the trade facilitator "D", who knows the trader"E". I don't necessarily know anyone else in the line. I may be lucky to meet "B" or even the facilitator, but it is unlikely, in most cases. "B" doesn't necessarily know the facilitator. So, you see, there is often only one on one relations on up the line. This is why we hope we can determine that we have a very short line, but your questions should only be asked of your immediate information provider. You SHOULD not be trying to fish around upstream. It only spells trouble. Also consider bank trading programs that offer 100% return per week or per month rarely if EVER come to fruition. I can count on half of one hand (the samll half) the trading programs that ever paid out from the many, many that I funded. Not to be confused with stock trading or forex trading programs - just stick with a 8-12% return program and it should work.

THREE - don't put all your eggs in one basket; diversify a little money into a lot of areas so if one venture goes sour you still have the others intact to produce income. Some will go sour! If you don't enter this arena intending to fund many different things overall before you are done; you shouldn't be playing here at all - you will get burned. Funding two to three things with large amounts is suicide; just like it is in the stock market. Focus on the overall " plan"; not on a program or two.

Personally I keep 10-12 things funded well, KNOWING that three or four of them will probably go down and disappear. With that many funded, it allows you enough extra to find others to replace the ones that go down. This IS a continual replacement process if you want to remain in black ink.

Build your program list up to no less then ten good programs, it may take time but this is the proper way. Do not, I repeat, do NOT, lay your faith on a single program or two. It will destroy you and make you bitter and blind in this arena. Always lay your faith on the "big plan" not on a program, this is where the market splits into two groups of people, one ruled by broken faith the other group led by laying their faith on "the plan" and not on a program. If you lay your faith, hope or belief on a program and it does not work, this intangible decision you have made with your will leads to destruction of your attitude, finances, personal well being and your sense of fairness. If your faith is destroyed or damaged you will lay a damaged faith on the next program you look at, or a damaged belief or a damaged hope and you will not find your way to investing with a good feeling and you will start missing the programs that pay. If this is the case, when a program messes up, you can see why some turn bitter. I like to say to my members, if it is on your mind and it is starting to bug you, it is time to move on to another program. If you want a good attitude and lots of success, get your mind off the investments you're in and get focused on your plan.

"The Plan" is to eventually fund 10 plus programs, and as soon as some pay out widen your programs to up to 20 or more. Your faith in "the plan" then matures and grows stronger as the overall financial picture, including wins and losses, balances and produces positive cash flow. The programs themselves individually are not the focus except to try and do as much due diligence as possible so you enter the best 10 to 20 that are paying and have the longest track records. It's too easy to want to put ten or twenty grand into a couple programs and be done with it; but it is much safer to fund $500 to a grand in twenty different programs that are considered the best programs. Then when one or two or three or four fail; it's no big deal. Concentrate on the "plan" not the "programs".

FOUR - recoup your seed money from any one venture as soon as possible. Take your seed money back when you reach 2-1 or 3-1. Remain vested with THEIR money and not yours from that point on. Too many programs have started out fine, we get comfortable with them and start putting extra money in before the returns from the last spends come back and then they fail. Don't reinvest more before you have been paid back - no matter how long it takes. A good rule I follow is to take my seed money back as soon as possible and only keep reinvesting half of the payout proceeds with each cycle.

FIVE - don't let large amounts accumulate; take smaller profits often and you will see REAL money. Even from the most stable programs; take funds back often. Taking small amounts of profit along the way versus letting a larger amount accumulate before a program goes sour will allow you to see real money instead of missing out on what you thought you had.

SIX - don't jump into new programs right away. I know; "ground floor opportunity, be the first to establish your downline, first in gets the worm". Wrong! Truth is, MANY programs never make it through launch. Why would you waste your time promoting a credit card scheme for example that had a month and a half to go before you could ever sign someone up for it and probably 2-3 months before they could ever see a card they could use; if they ever did. I've been in some programs for over a year that have YET to launch. The facts?? If it's good this week it will be good next week or a month or three months from now. Let the program establish a payout history with good customer service before putting money into them. With some exceptions, I don't join ANY new programs right off the bat. If they are still around in another month and everyone who is in them is happy with the program, then it's time to take another look at it. Greed will suck your time and money up rapidly; read my lips! NO NEWBIES, NO GROUND FLOOR OPPORTUNITIES!!!

SEVEN - MORE on newbie programs - don't put large amounts of money into newbie programs no matter how good they look or how well they come recommended. Time is of essence. Make the programs establish track records of paying out several months to a year before sticking three and four digit amounts in them. I can name many programs last year who paid out for three or four months and then disappeared. Just as everyone got comfortable with them and started putting some real money into them; they disappeared. Continue using the same strategy of recouping seed money asap and building your kitty with half the profits each time the program pays out; and putting half the profits into your pocket each payout. Small profits in lots of programs beats a big loss in a single program or two.

EIGHT - Set a limit on how much you are willing to put into any one program. My limit is that I will fund a program until it produces $1k/month and I will NOT put any more money into that program no matter how good it sounds, no matter how long it has been around, no matter how much it is touted. DON'T DO IT! Set your limit and stick with it. I have lost very significant sums into programs I felt were ROCK SOLID. They disappeared without a trace. Without this particular rule, I would be out in the streets begging just like many I give money to.

Nine - anticipate some rough water ahead and weather it while the administrative end of some programs catches up with the trading and sign-ups as enrollments escalate. Most programs with small admins have no concept of how many people can enter a program off the net in a short period of time. It doesn't take long to get in a real pickle admin wise. And remember, only fund programs that have real contact people; like real phone and fax numbers to communicate with, real snail mail addresses and places of business. DON'T do business when the program gives you only an e-gold account number to do a spend to and a ziplip, hushmail, hotmail, or yahoo address as the only means of communicating with them.

Info from: detailshere.com


For investing with Good HYIP you can find info.and ref.link in the my home page field in my profile.

Some Simple Rules for HYIP Investing.

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1. All investments are risky. However, nothing ventured, nothing gained. So only put in what you can afford to lose.

2. Get your investment principle out as soon as possible before you start compounding.

3. Spread it around, reinvesting in good ones and expand into new ones.

4. Never put too much in any one program no matter how safe it seems.

5. Higher yield = higher risk, nevertheless, higher yields are better (20-50% even 60% can be best in rare cases. Forget totally unrealistic ones. 10% is about the least vaguely useful interest (if you want to have the same high yield dynamic), but let me tell you, even a reliable 5% compounded monthly will eventually get you there if you are patient and this kind of interest is quite sustainable for any good trader. In my experience the majority of legit programs rarely exceed 30% a month Therefore I usually take a close look at programs in that range.

6. Don't join too early, and Don't join too late, Join as soon as the program has proven itself by making at least a couple of months payments.

7. Always assume the investment program will fail at some point in time. Even programs paying for 6 years will fall like Tri-West. (on a long enough time line all fiat currencies (like our "federal reserve" notes) will fall, and banks with them) This means you should not let earnings accumulate too long in a program that you are not 100% sure of.

8. Invest with your head not with your heart, never trust a program just because they paid out, all can fail.

9. Consider it like gambling, you just have to win more than you lose. Expect to lose sometimes.

10. Greed is the main reason why most people fail in investments and it can make you do foolish things so keep it in check.

11. Do your homework well, check out the programs on sites such as E-Told and track them awhile to see how accurate they are before you trust their recommendations. In any case don't fully trust a program just because it looks good. A simple and common practice is for a program admin to invest in some of the higher yield and riskier funds, pay you half and pocket the rest.

You have to understand that when any really good HYIP crashes all these tag-a-longs usually go down as well, taking a large chunk out of your portfolio. So avoid getting into more than one or two of these piggyback programs if you can help it.

Do the math on how fast you will get your initial money back, make a worth-while profit (If you don't think there is any chance the program will be around that long don't invest) and calculate how much money the program must have made to be legit,

Track programs you don't invest in, do some investing on paper, maybe you will find they were worth it after all, or that you were right on. This can fine tune your decision making abilities for higher accuracy.

My research shows that ON AVERAGE a new HYIP is more likely to disappear before it has ran for 2 to 4 weeks. If they survive through this critical period, it may last for about 6 or 8 months for a program that offers a 1% daily interest. You can reduce those figures to 5 to 7 months for a 2% daily interest rate and 4 to 6 months for 3% daily. There will always be exceptions but my strategy is based on these average probabilities.

o Due Diligence.
Check the spelling of websites and emails from the program, and the professionalism, does it fit with what they claim to be? And do a who-is on the domain.

On the other hand, remember that professionalism doesn't always mean a program can be trusted, and spelling mistakes doesn't always mean a program won't work. You can develop a sense about whether the principals have integrity, or if it is all hype. Little inconsistencies will give the scammers away to the alert investor.

And finally, remember that you CAN make good money at this if you keep your head on straight, and don't give up. Many people besides me are making a living on these programs.

Look at it this way, If there was a bet on a roulette wheel where you had a 66% chance of doubling your money and a 33% chance of losing, would you play? Of course you would if you understand the laws of probability.



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Dislaimer: All investments are risky and past performance of any of program is no guarantee for the same or similar future performance. Do not spend more than what you can afford to lose.

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Info from: toponlineinvestments.com

For investing with Good HYIP you can find info.and ref.link in the my home page field in my profile.