This info might help

Pention Plan - Here's how program works

1)----An endowment policy is purchased FOR YOU in a face amount of $200,000 --YOU dont purchase it.

2) Policy matures at age 67 and is worth $200K to the owner of the policy--which is the entity that purchased it from YOU> You dont own it.

3) The entity pays an AVERAGE cost of $41000 each for the 100,000 policies. For someone who is 5 yrs old--maybe a 200,000 policy costs 10,000-for a 60 yr old--maybe 100,000--avg is estimated to be 41000. They all mature at age 67 of the original owner and will be worth 200K.

4) Entity buys the policy for $41K FOR YOU--then buys it FROM YOU for $55k

5)---Entity puts aside $24 K per policy to cover the $2000 referral fees thru 12 levels.

6) Entity has invested $41K+$55K+$24K====$120,000in EACH of the 100,000 policies which they NOW own since they bought them from us for $55K each.

7) These policie are worth $200,000 EACH for the 100,000 policies at maturity which is age 67 based on the ages of the original owners. If the original age of the original owner was 5yrs-it matures in62 yrs-if the age of the original owner is 60-it matures in 7 yrs etc.

8) The entity who NOW owns ALL the policies has invested $120k in each policy--they get $200 K per policy at maturity--a profit of $80 K per policy x 100,000 policies.

9)---Endowment policies are actively bought and sold like stocks, bonds, etc on the open market-The entity can sell them if they wish at whatever price they can get--they can use them as collateral I guess for loans etc.

10)--Your loss exposure is $30 Euro PLUS possibly postage to send in the requested ID forms at a later date.
Sending them by courier overseas somewhere might cost 35-50 bucks--

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BEST REGARDS