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Hey guys! Could you please tell me what is open banking and PSD2? Looking forward to hearing from you!
Hey! Open banking is a financial services term referring to the use of open APIs that enable third party developers to build applications and services around the financial institution. It allows customers to share their financial data with authorized third parties, such as fintechs, to access new financial products and services.
PSD2 (Payment Services Directive 2) is a regulation in the European Union that requires banks to open up their systems to third party providers (TPPs) through the use of APIs. The regulation aims to increase competition and innovation in the payment industry by making it easier for customers to access financial services from a variety of providers. This includes allowing customers to share their financial data with TPPs so they can access new services, such as account aggregation and payments initiation.
However, this is only a minimum of information. You should read this article on open banking and PSD2 to learn how these technologies can affect and benefit your business.
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In the world of software development, one critical aspect often overlooked is uat testing meaning. UAT testing is the process where the end-users of the software assess and validate whether it meets their requirements and expectations. It's an essential step to ensure that the software functions as intended and delivers a positive user experience.Quote:
Originally Posted by Demixl