Positiv: + Money is credited nearly instantly into the trading account. (don't know yet how fast I can transfer it back) Negativ: - Lagging at certain times of each day for at least 1-2 hours subsequently (MO-FR) - S/L get frequently cleared without hitting and resulting in LOSS - T/P are frequently ignored which results in LOSS once the market reverses - You might wait for ages until you get an (non automated) response even by using the client inquiry form. Not to mention about refunds. - Floating SPREADS which are HUUGE and can increase as much as they like covered by their T&C's.