If you invest right and follow all the steps properly, you stand to gain a lot from peer-to-peer lending. It is all about investing smartly. The idea of peer-to-peer lending is quite like that of crowdfunding. In this concept, people in need of financial support get the assistance they need from other people. The only thing in the area of peer-to-peer lending is that the lenders make a very good gain from helping others. Peer-to-peer lending is good for both lenders and borrowers.