License / bank account / offshore jurisdiction for ecurrency exchange service

I am planing to open ecurrency exchance service,so I would like to know which country/island offshore IBC jurisdiction is best for that and which need and which dont need license for doing such type of business?
Also which country offshore bank accounts are best for IBC,I mean that will accept this type of bussniess,couse I speak with some agents and they told me that is nearly impossible to open bank account for this purpose.
I would like to know which offshore banks jurisdictions are favorably and with lowest fees?

Or if you have your own expirience or suggestions I would like to hear it?


PS.
Couse I think,if I run this like person in my own country,without license couse the law doesnt "know" of such license would that be illegal?

Panama, New Zealand