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Income Logic Review

March 1, 2011 by Leave a Comment

Today I am here again to review a new long term program Income Logic. According to the details mentioned on their website, the program invests in micro investment projects. Well without talking much I would just want to tell my readers to consider this as any other HYIP program, no matter how real it looks. Always play safe in the HYIP arena. Income Logic includes four different plans alongwith 5% of referral commission that is paid on every referral investment. Let us take a closer look at the plans now.

All four plans return principal after the expiry of the plan. First plan is called Logic 2.0, it runs for 30 days and pays 2.0% daily. The total profit on this plan will be 60% + principal. To be a part of this plan you should invest at least $5 and maximum limit of investing is $5,000. Second plan is calledLogic 2.1, it pays 2.1% daily for 45 days. The profit on this plan is 94.5% plus principal earned. Minimum investment required in this plan is $100 and maximum is $10,000. Third plan Logic 2.2 pays2.2% daily and runs for 50 days. Minimum investment required in this plan is $500 and maximum is $10,000. There is a profit of 110% with this plan. Fourth and last plan Logic 2.3 pays 2.3% daily for 60 days. (Profit of 138%) Minimum investment needed in this plan is $1,000 and maximum is $15,000. Except the first plan all other plans look pretty expensive to me. However you would need to wait till the end of the term to earn the principal back.

You can invest in Income Logic either through LibertyReserve or PerfectMoney. The admin has mentioned in FAQ section that they are considering adding more processors very soon. So, let us hope that we will be able to see some verified processor added very soon. Profits will be paid daily and you have to withdraw profits manually from your accounts to your e-currency account. Since the payments are done manually, the admin has requested to allow him at least 12 hours to complete the payment. There is a facility of opening more than one account in Incomelogic.

Now let us talk about the security and design of Income Logic. Income Logic does have a decent design and is using modified version of the solid neversay script. Incomelogic is hosted on a dedicated server supported by BlackLotus, which is a well-known and strong hosting provider in the industry. BlackLotus also provides DDoS protection, and are very well known for their hosting services, especially in this industry. Income Logic also uses128 bit SSL encryption which means that all the data from and to the site are well protected.

Right now it would be wrong to predict anything about Income Logic since it is new. I feel it is a good program with couple of affordable plans. But is it going to survive? Well, I can’t answer that question not only about Income Logic but any other program as well. I can just bring the positive and negative aspects of a particular program but not the fate of the program of course, so make use different sources, proper due diligence and put your strategies into work and then decide whether you want to invest here or not. However I do believe that early birds do have a good chance of make some profit here.Its still early in the week, so put your thinking hat on and start looking for all the best opportunities out there.

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Permanent Profit Review

March 1, 2011 by Leave a Comment

Service is a thing that for the most part is forgotten, or overlooked, in our small industry but is something we should definitely look for in all aspects of life. To serve is to put our personal wants or needs aside and provide something to others. This blog serves all of you with information, and hopefully this gives you knowledge that you can use for your own entertainment, however you wish to use it. This is a bit foreign of an idea, because most sites out there in our industry aren’t built to serve you.

True, there are a good number of sites out there dedicated to providing you, potential investors, with information, but at the same time, they are trying to meet their own needs by referring you to programs and increasing their downlines. RCB, on the other hand is built solely to serve you readers. Here, we’re not trying to get you to do anything.  I don’t try to get you to join any program.

Anyway, lets move on to the topic of the night, a program called Permanent Profit.

Permanent Profit is a long-term program that opened January 26th, 2011. Running just over a month, at this point I’ve had no problem withdrawing my earnings. Jumping right in lets take a look at the common questions asked by potential investors:

  • Deposits are accepted via Liberty Reserve (LR) and Perfect Money (PM).
  • Minimum investment is $10.00.
  • Withdraws are processed manually within 72 hours five (5) days a week Monday through Friday.
  • Initial deposit can be withdrawn at any time for a 20% fee.
  • No minimum withdraw amount.

Permanent Profit has a fairly standard plan, offering a daily earning five (5) days a week on trading days (Monday through Friday). Every plan is the same in that there is no ending date on the investment. When you deposit into a plan, you should receive earnings every trading day until the program closes or you withdraw your principal. As stated above, you can withdraw your principal deposit whenever you wish for a 20% fee.

So, lets take a look at the first plan. For deposits of $10 to $2000, I expect this is the plan that will generate the most interest from investors. If you were to deposit $100, you should receive $1.20 daily for as long as you keep your deposit in the program. After 17 days if you withdraw your principal you’ll have earned a $0.40 profit, so technically it’s the first break-even point. The break-even point without withdrawing principal is after 84 days, so starting day 85 every withdrawal will be pure profit.

The second plan is identical to the first with the only difference being you earn $1.60 dailyand the minimum deposit is $2001, a substantial increase from the first plan. As I don’t recommend investing large sums in HYIPs due to the very high risk of loss, lets move on and take a closer look at the program itself.

First, I did a Whois search and an IP search. The whois search unfortunately doesn’t show us much due to privacy protection. We see the domain registration dates and that’s about it. The domain has extended registration but as we know, this does not reflect the length of time a HYIP will last, so it tells us very little. Moving on lets take a look at the results of the IP search:

We see from the IP search that the site is hosted on a dedicated server with DDoS protection by Genius Guard. Additionally, Permanent Profit features SSL encryption through Comodo. The only red flag I found with the program’s security is the use of an unlicensed GoldCoders script.

GoldCoders scripts typically are considered weak, with the possibility of being hacked more easily that other more complex and better protected scripts in the industry. In fact, my host, Black Lotus Communications has warned me multiple times of the weakness of GoldCoders scripts and the potential for back-door hacking. And this concern is with a licensed version of the program. An unlicensed version is much more risky, having potential backdoors and a higher risk of the chance the program itself is hacked or money stolen.

Lets take a look at Permanent Profit’s Alexa graph and do a bit of a traffic analysis:

Now, we see the traditional spike that HYIP programs see when they enter the market and begin advertising. This is a normal phenomenon, occurring due to a sudden growth in visitors while the site is fresh on the forums and with monitors. We see a drop after, and the traffic is still fluctuating. We haven’t seen a growth trend start yet; however the program is still young for a relatively low ROI, long-term program, so this isn’t a cause for concern at this time. What we really want to see in the future, over the next month or so, is the traffic to steady into a non-growth or a steady growth trend. This would show that the program has interest from potential investors and that it has the potential as a long-term program to be a successful program. At this time, we can only see a small picture, and it’s as of yet uncertain how things will pan out.

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Agro Matica Review

March 1, 2011 by Leave a Comment

Hello dear friends, another weekend is approaching and the industry condition is recovering fast. Today I will discuss about a very new program running from last 5 days called “AgroMatica.biz“, with short/mid term plans and also with state-of-the-art security system. For now, lets discuss about their investment plans in details.

Investment Plans :
AgroMatica offers total three investment plans right at the moment. All this plans are sharing some common rules. lets take a look at those rules,

  • Payment 7 days per week.
  • Principal will be returned after the term ends.
  • Compounding not available.
  • Emergency withdrawal not available.

The first plan that AgroMatica offers is known as “Agro 1″ and it offers 0.50% daily return for 15 calender days. The minimum amount required to join is just $19 and maximum allowed up to $49 per investment. You will receive 7.5% total return just from the daily return and after getting back the principal amount, your total return from this plan will be 107.50% in just 15 calender days. I will recommend this plan than any other plans of AgroMatica because of it’s shorter term. As per my strategy, shorter term always comes with lower risk, so if you want to invest money in AgroMatica, you can play much safer with this plan.

The second plan of AgroMatica is known as “Agro 2″ and it offers 1% daily return for 60 calender days. To get benefited from this plan you will need to invest minimum $50 and maximum deposit is allowed up to $149 per investment. Your profit from this plan will be 60% just by summing up the daily interest, and after getting back the principal amount, your total return from this plan will be 160% in 60 calender days.

The third and last plan of AgroMatica is known as “Agro 3″ and it offers a nice 1.20% daily return for 90 calender days. The minimum will be required is $250 and maximum allowed up to $499 per investment. This plan will give you a nice return of 108% just from the daily interest. After getting back the principal amount, your total return from this plan will be 208% in 90 calender days.

Security, Script and Support :
The security systems of AgroMatica is truly impressive. It contains a DDOs protected dedicated server from BlackLotus and also a positive SSL certificate from COMODO has been installed in the system. Their domain name is registered for two years and will expire on 12th July, 2012. Click here to view the complete whois record.

The website is built using a licensed version of X-hyip script and designed in a normal way. The contents are original and have an informative “FAQ” page.

Their support services contains a live chat support along with the traditional mail ticket system. No phone support is available.

E-Currency and Affiliate program :
The choice of e-currency is really huge which contains Liberty Reserve, PerfectMoney, SolidTrustPay, GlobalDigitalPay and my favorite AlertPay.

They are having a nice affiliate commission of 5% and also 0.05% bonus for all active members.
Means the amount your referral invest in AgroMatica, you will receive (5% + 0.05%) = 5.05% commission. Free members can also earn from their affiliate program.

Conclusion :
At a glance, AgroMatica seems like a normal game hyip to me. The program is just 5 days old at the time of this publication, so it is a good time invest here in the plan with shortest term possible. But before investing always use your own intuition and always remember the golden rule of hyip, that never invest anything which you can not afford to loose.

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What Do HYIP Names Mean?

March 1, 2011 by 1 Comment

When you meet person, you certainly ask his name first of all. And the name – it’s the first thing you hear, the first information about the person. Of course, perforce you have a certain opinion about him, reasoning from his name. Maybe that’s the name of some relative of yours, or some offender, or your aunt, who bored you to death in childhood. All this leaves the mark on further communication, so we decided – the name of HYIP – is the same as the person’s name!

When you meet person, you certainly ask his name first of all. And the name – it’s the first thing you hear, the first information about the person. Of course, perforce you have a certain opinion about him, reasoning from his name. Maybe that’s the name of some relative of yours, or some offender, or your aunt, who bored you to death in childhood. All this leaves the mark on further communication, so we decided – the name of HYIP – is the same as the person’s name!

Moreover, if a person won’t assume the right to be superstitious as regards to some specific name (well, it would be somehow not nice to cross oneself, or avoid communicating to a person called Steve or Josefina), then in the world of HYIP such prejudices are in vogue. And… for the sake of truth we must admit that sometimes they realize, because often the author of the program wants to express the main advantage of the program in its name, and that becomes the reason of a collapse.

Such regularity developed due to objective reasons of HYIP development. We all understand that administration actually have no many variants to choose from. First of all, the main and the most circumstantial variant – using four sore letters: HYIP. Nowhere without them… to be exact one can do without them, but in such a way it becomes clear what it is all about.

– Good day, I’m John Hyip. Nice to meet you.

Tell me, everything is clear for you. Where is the person from, what is he (and there’s a strong association in the brains of a genuine investor: isn’t it a SCAM?) Maybe you have already understood that his parents went mad on online investments. :) That’s a joke. In such a way, TOP position in our list is the word HYIP (abbreviation of course, to be exact).

Then the words FOREX, GOLD, FUND and different forms of the word INVESTMENTS are used equally. In fact you should know why these words are used more often than others. Programs that work on FOREX try to call themselves like that, and programs that buy or sell oil, more often put this word into their names.

Everything is quite simple. You also know that the greatest value fro investments is gold – the price for it changes often, it’s comparatively high and predictable. As the result – this word becomes the part of the name of the program.

Besides, the main e-currency for HYIP transactions is – e-gold, which is inseparably connected with gold. Concerning “investments”, “investment”, and simply “invest”, obviously these words are not worth talking about; everyone knows what they mean, and why programs given are called like that and nothing else. We are all from the investment world.

Large group of names make up programs of different traders, experts etc. It’s usual. Actually, original name of a program will hardly save you from being scammed, but it will definitely be better than some old, plain name. All because everything here is according to the principle “the way you call a ship”…

As for the “effect” of the names, we can say the following. First of all, investors have a number of strong NEGATIVE associations with some names. They won’t just invest to the program, if it’s called like that. Moreover, if in the consequences it turns out that it’s a scam, the rule proves to be true.

Unfortunately we have no exact statistics, though while preparing this article we carried out small investigation that confirmed these rules. So, one of the most dangerous for investors are programs, having the word BANK in the name. The thing is that notions “BANK” and “HYIP” are totally incompatible, that’s why such a name has the purpose just to win investors’ favor, to make them sure they are safe, connecting their program with banks in their consciousness.

Rabbit, known to everyone usually comments on the messages, saying about such programs collapse easily: “the word BANK in the name – so it’s a SCAM”.

The second widespread variation on this topic is the names, based on the payout method, they realize. DAILY, WEEKLY, MONTHLY – like that. And here the word “hourly” is the most disregarded by investors.

Actually now there are several programs that realize payouts hourly and having the word “hourly” in their names that work honestly, brining revenues, though more often such programs disappear right after the start of their work, and there’s nothing left to establish another confirmation. More likely it has to do with objective complexity, which is – to pay hourly is more difficult than to pay daily or weekly.

And so we are finishing our brief review of the HJYIP names and their meaning. Hope it was interesting. If you know something to share with on this topic, we are always open for communication with you. Good luck and… pay attention to names, they can mean a lot.

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How much do you know about PayPal?

March 1, 2011 by 1 Comment

We have paid much attention to coverage of different topical questions recently, at the same time we put off bridging gaps, which have been planned before to cover the basics that quite often remain to be mysteries for many people, despite their everyday use. Today we are going to tell you about PayPal payment system, which is definitely an important player of Internet-Marketing and is known to everyone. However, newbies definitely know nothing about it, and of course, professionals DON’T KNOW EVERYTHING about it as well. So, welcome to PayPal.

The PayPal payment system was founded in 1998 by Peter Thiel è Max Levchin. It’s an honest company, located in Palo Alto in California. PayPal gives its customers an opportunity to receive and send payments with the help of 3-mail or mobile phone, accessing Internet. Entering their site now, finding the question “What is PayPal?” you may receive the following reply: “PayPal, owned by eBay, is a global online payment system.

PayPal is a convenient, easy-to-use, and secure way for individuals and businesses to send and receive money online for goods, services, charitable donations, and so forth. It’s also a full-service operation that provides front-end and back-end solutions to increase growth and revenue for merchants.”

You don’t have to download some extra software to use this payment system. You manage it via web-interface and you need no any specific knowledge. The messages stored and transferred are protected with the help of SSL protocol; so, there’s nothing to be afraid of here. Besides, customers’ accounts are insured at $100 000 against unauthorized access and illegal money withdrawal.

But if you give your password to a third person by chance or specially, the admins won’t be able to help you in such a way. To register into this system you need to give the real data about yourself, since registration, using the fictitious data is fraught with losing all funds, accumulated on the account.

There’s nothing difficult in the registration procedure itself, and it’s customary for a user of Internet investments. We are not going into details of it.
The rates of the system are simple and laconic enough: activation – free of charge, transaction fees – 0.7% – 2.9%, plus 30 cents per each transaction. Currently more than 42 000 sites accept PayPal.

The spectrum of services is very wide, and it should be mentioned, it’s more convenient for the admins of programs or those, dealing with auction trades. There are built-in tools for making different transactions to pay the bills (account request, Auction Tools) in the system itself, the buttons “PAY” and other s are also placed on the site required (Web Tools). All this makes trading easier.

Besides, PayPal provides wide spectrum of extra opportunities. Mobile Payments. No matter how fantastic it may sound, today it’s possible to complete money transactions via the mobile phones. Of course to do that one need the phone, supporting the function of Internet. Batch Pay. This service makes it possible to pay to a group of people simultaneously.

The checks were used for these purposes before. Compared to checks, PayPal payments are cheaper and the payment mechanism is faster. The service given is very comfortable while paying:
* Commissions on a partnership program, discounts for the clients, sponsors for surfing, employees’ rewards, lottery prizes.
* You can read the detailed information about benefits fro senders and recipients on the site of the company, there you also will find detailed description of the scheme to work with this service and answers to many other questions.

Daily money transfer to your banking account. (Auto-Sweep). If you choose the service given, your balance on PayPal account will be transferred to your banking account every day via the electronic payment system. It means that amounts will be placed on your account within 3-5 working days. The commission for this transaction is 0.6% of all the payments.

It’s worth saying about security of PayPal system. It enjoys wide popularity thanks to the security level, which really covers many techs, starting from direct transactions’ protection, finishing with different “statuses” of sellers and buyers, which allows them not only securing the legality and safety of the transactions, it also makes possible to insure against any illegal clients’ moves.

PayPal admins promise that in the nearest future system clients will have opportunity to use the Shopping Cart, carry out international payments, they will be granted an opportunity to receive percents for keeping money on the account, they will receive debit cards, and will be assigned with the settlement account of their own.

In case they will fulfill al these promises, PayPal can become the most powerful payment system. As far as I know, none of payment systems is able to offer such a wide spectrum of services in the nearest future.

PayPal nowadays is the most popular specialized internet-system in the USA. According to the official information, PayPal is used by more than 50 mln. people. This number is certainly going to increase in future, so the knowledge acquired will definitely be in use. :)

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To Compound or Not To?

March 1, 2011 by Leave a Comment

In this article I discuss two possible opportunities of high yield investment programs in the Internet and their advantages as well as disadvantages. I hope that the article helps readers to decide what program is more suitable for them. What high yield program is the best and prosperous is the most important issue of this article.

As mentioned already, there are two forms of high interest projects in the Internet: compounding and non-compounding. Investors use compounding for generating new interests from previous investments. In other words, it is the ability of current investment value to generate new earnings which can be reinvested.

Moreover, investors have an opportunity to make a new investment using the paid out interests without their own money must be used for this project. For example, the process of only 10$ initial capital lasts a very long time until these $10 are again back (1% per day within 100 days) to open a further high yield investment program. However, if the investor invested his money in five such programs, he can get return on investment only within 20 days. Non-compounding programs are ideal for the people who are ready to invest serious money.

Investors have an opportunity to invest their money and the interests become the first investment (principal capital) automatically which is added daily, weekly or monthly. Thus a compound interest effect develops. A compound investment costs little work because investors check their accounts only in fixed time intervals and note the increased account balance. It is advisable to save money also with little initial investments. It is a great high yield investment opportunity for investors who do not have large initial capital for investment.

Certainly, it is not easy to understand without a good example. For example, you invested $1,000 into a particular HYIP that pays 30% monthly interest (in other words, 1% per day). The shares rise 30% during the first month. Your investment is now worth $1,300. In the second month, the shares appreciate another 30%. Therefore, your $1,300 grows to $1,690. In the third month, the shares rises 30%, your capital will be $2,197.

If you check the rate of growth monthly, the growth rate increases regularly, namely in the first month growth is $300, in the second month is $390, and in the third month is $507 etc. You understand now that the numbers can start to get very big as your previous earnings start to provide returns. In fact, $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00 (and that is without adding any money to the investment).

Non-compounding is another prosperous investment opportunity in HYIP. It is programs which pay out daily, weekly or monthly. They are suitable for the persons who would like to have money for life regularly because it is possible to get return on investment on the indicated E-currency account daily and weekly as well as monthly.

We see that both programs can be very “fruitful” for a business involved in a real investment opportunity. Moreover, compounding and non-compounding are able to produce extremely good result. However, investors should be careful on how to use compounding and non-compounding in HYIPs because both investment opportunities have high risk and can fail any time.

There is no doubt that one of the greatest problems in HYIP is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take a mechanism to make your investment safe. One way of doing this and reduce enormous risk in high yield investment projects is to properly use different compounding options.

For this there are also investment programs which have the factors of compounding and non-compounding. It is possible to get return on investment in the Member Area and save some money on the account. These programs are very practical for those who would like to decide daily what to do.

Also the own investment strategy is simpler and more sure if investors can obtain the initial deposited capital faster so that they can invest in further HYIPs without high risk (in other words, without their own capital funds).

I can prove the advantages on the example. So you invested $1,000 into a particular HYIP that pays 30% monthly interest. As said above, with 100% compounding there is a great possibility that $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00. But what would happen if the HYIP fails in 6 months? You lose all your hard earned money very quickly. For that reason, it is important to use compounding and non-compounding together in HYIPs.

It is always recommended to get your original spend back as fast as possible, in other words set the compounding option to 0% until you return back your initial investment, then after, you can compound your shares while withdrawing 50% of your profit by setting the compounding option to 50% . Why 50%, can you ask me? Certainly, this is not a strict rule; it is the recommendations based on some experienced HYIP investors. But you have to be careful with this.

The best advantage of such programs is that investors save their money on the account during the first month (compounding) and next month they get interests (non-compounding method). In this way investors get their invested capital back, besides investment yields grow more slowly further. If such a program fails once, investors will lose nothing and yields will paid out too.

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