The RATS in CYBERSPACE!

I’d like to address the RATS that go to the authorities about any program.

We invest at our own risk it’s no ones business but ours so BUTT OUT. We don’t need a RAT to step up and save us, remember we joined at our own risk so BUTT OUT. We’re all here to pick up a little extra cash, some we win some we lose, still the fact remains it’s no one’s business but ours so BUTT OUT.

I take it you have a RATS life or a RATS agenda of some sort. You would do lot more good going after your own government and stopping the corruption it produces, you would be helping far more people and we’d really appreciate it, then none of us would even have to be here.

There’s a lot of (RATS) that seem fairly smart but I’d like to know if you read and understand the TOS before you join a program.

Most of them are similar to the below.

TOS

You agree to hold all principals and members harmless of any liability. You are investing at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance. You agree that all information, communications and materials you will find on this site are intended to be regarded as an informational and educational matter and not an investment advice.

We reserve the right to change the rules, commissions and rates of the program at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members' interests. You agree that it is your sole responsibility to review the current terms. You also agree to only invest money that you can afford to lose.
End of TOS


What I get out of the above TOS is this:

1. It’s a GAMBLE.
2. Don’t Invest MORE than YOU can Afford to LOSE.
3. There is no GUARANTEED time line to pay.
4. Things can change at anytime.

Could a RAT please explain to me what you see when you read the TOS?