You Could have $388,000 extra if you Stopped Smoking Drinking and Eating Out for 10 years

Here are 3 things people spend money on that could save you big time if you were to invest it instead:
1. Alcohol and Clubs
If you go out to the local clubs or bar scene each week with a significant other,especially you guys, you will be peeing away a ton of extra cash. The average couple who goes out both Friday and Saturday nights each weekend will spend approximately $240 per weekend on drinks, and cover charges. That’s $12,480 a year.
If you could be earning 13% a year in the market, after 10 years you would have over $230,000 extra in the bank.
2. Cigarettes
If you smoke a pack of cigarettes every day, with the average price at about $4.65, you would be spending an extra $1700 per year. There are people that smoke much more than this, but we will use a pack a day as an example.
If you could be earning 13% a year in the market, after 10 years you would have over $33,000 extra in the bank.
3. Eating Out.
For about $11 you can get an average lunch out. Most employees, on their lunch break spend about $11.00 per day 5 days a week. This amounts to $2900 per year. They also spend an average of $75 a week eating out with family. Thats another $3900 a year. This gives you a grand total of $6800 per year on food at restaurants or takeout.
If you could be earning 13% a year in the market, after 10 years you would have over $125,000 extra in the bank.
Add them up, and if you were to cut out all your drink/clubbing, smoking, and meals out, you would have an extra $388,000 after 10 years. Sure everyone is going to be bad every now and then and have a few beers, or decide to have a good time with friends or a loved one, but if you are a person who makes one of these 3 money drains a habit, you may want to reconsider it, not only for health reasons but for reasons that would allow you to retire 10-15 years early.