My nickname here is Xyun.

The word Xyun is an ironic analog of HYIP in my native language. I've chosen this word as my nickname because I can't think about HYIPs without irony.

HYIP admins usually steal their members' money without giving anything instead. From my point of view, all the members should get some products or services for their money. These products or services must be the main reason for spending. And the admins may share their profits with the customers. In this case, the customers might get back more money than they spent initially. In such a kind of high yield programs, there is PURCHASE instead of DEPOSIT or INVESTMENT, and BONUS instead of INTEREST or EARNING. The admins needn't get a licence for investment activity in this case, and these programs may be absolutely legal. Do you know any HYIPs having licences to taking investments? No.

I'd like to introduce the new concept of high yield programs. I think it should be called High Yield Bonus Programs. They are based on the above mentioned idea.

The main features of this idea are following:

- Members get something for their money.

- Admins needn't to stay anonymous. They can register their programs officially and act as real people. Now it is almost impossible. My idea puts obstacles in the way of scammers in high-yield area. If the idea will be realised, users won't have to give their money to cheaters in order to get high yield in the Internet.

- Bonus as a side effect of purchase may attract to any existing services much more clients. So the sellers may get more profit and share this profit with the customers. And the customers may get even more money than they spend.

- These programs are more honest than HYIPs, I think. People usually put their money in HYIPs with the purpose of investment and are left with nothing as a result. Bonus programs may be completely different.

I started my first high yield bonus program on Jun-11 2006. This is the Xyun info newsletter. I run it to present day without any problems. It exist without a website and without any scripts because of security reasons. All the operations are processed manually, all the interaction between the admin and the clients takes place via e-mail. This is more secure than automatic scripts.

I would be happy if this idea could be used by people who are clever at money making. I'd like to see a lot of High Yield Bonus Programs in the Internet.