The economic crisis which has weighed so heavily on the world's wealthiest and poorest nations alike seems to be subsiding, but there's still a few problems that need to be worked out. One of these is the foreclosure situation in the U.S.

As the economy begins to recover, homeowners who are having trouble making unaffordable payments are left trying to negotiate new loans, a task that's time consuming and not guaranteed.

Despite several bills and loan modification plans passed by President Obama, foreclosures are still on the rise, with 2.4 million expected in 2009 alone. While it's clear the U.S. government is making an effort to solve the problem, more may need to be done before any real results are evident.