"PIF" Pay it Forward

Hi Every 1
Does or has any one got another person singed up in the "Pay it Forward"

I would like to get a friend Signed up but I am Wondering about the "" %""

It said it is set up to 60/40%
So the 60% go to the New Person
and WERE DOES the 40% go ???
DO I GET IT BACK ??
Or want happen to it.
CAN ANY one help me out with this ?

I like to get my Friend started up SOON
But I not going to till i see where the %'s GO

THanks to all the reply
CanadianGuy

The 40% is released back to you until the entire amount is repaid. The 60% grows until it hits the amount necessary to purchase a loan and can then be released to whomsoever you have selected for the honour