Quote:
Originally Posted by moncheri
they do already have our names and addresses you know. So they have our identity in that respect. so we are already in trouble with that, right?
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No you are not in trouble with them having just that information. They could get that from any telephone book. When you start providing them your personal information: bank account, bank routing number, social security number, passport number, personal identity card, date of birth, etc.. can they really begin to do any damage.
As Paddy stated in his post, just because you send this information to someone does not necessarily mean you will be subject to identity theft. But it can. It really depends on the honesty of the people to whom you sent the information to in the first place.
Here you are being asked to provide information to total strangers who have not been disclosed to you. You cannot check them out, you have no Trust name, no insurance company name, no lending institution name, no contact person other than Stella. Even then all you know is her name and E-mail address; and you really don't know if that is a real name, if she is a she, if she is more than one person, etc..
You are now being asked to provide them your personal banking information, which includes your bank account number and bank routing number. You are also providing them with your signature. This would provide anyone who is not honest a means to totally wipe out your bank account, and in essence be doing it with your permission.
Now don't get me wrong. I am not saying they will do this, but it is possible and you provided them the information and the means to do it.